Habitat for Humanity of the Greater Harrisburg Area Homeownership Program

Habitat for Humanity of the Greater Harrisburg Area Homeownership Program是面向Harrisburg，Pennsylvania购房者的第一抵押贷款，由Habitat for Humanity of the Greater Harrisburg Area管理。 Habitat for Humanity of the Greater Harrisburg Area partners with income-qualified families in Dauphin County to provide affordable homeownership through a 0% interest mortgage with affordable monthly payments. Buyers contribute 75-150 sweat-equity hours, complete a homeownership orientation and workshops, and commit to a 20-30 year mortgage. Selection is based on ability to repay, housing need, and willingness to partner. 0% interest mortgage. Affordable monthly payment. 20-30 year term. Homeownership orientation and financial education. 资金来自Habitat affiliate; private donations; donated materials and labor; affordability subsidy。

Habitat for Humanity of the Greater Harrisburg Area Homeownership Program是第一抵押贷款，按Habitat for Humanity of the Greater Harrisburg Area设定的条款偿还。 触发还款的情形：Sale or transfer of property; mortgage terms govern; workout options available。 该援助以1顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity of the Greater Harrisburg Area Homeownership Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由Habitat homeowners workshop; online orientation video and quiz; financial education提供。 居住要求：Must live or work in Dauphin County for at least 6 months prior to application。 公民身份或移民身份：Must be a US citizen or permanent resident。 Must complete online orientation video and quiz to access application; 75-150 sweat-equity hours; not on PA offender registry; P.O. Boxes not accepted for residency.

Habitat for Humanity of the Greater Harrisburg Area Homeownership Program的收入限制如下：No published AMI chart; selection based on ability to repay an affordable mortgage, housing need, and willingness to partner. Sustainable income (wages, SSI, disability, retirement, pension) accepted. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity of the Greater Harrisburg Area Homeownership Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Habitat for Humanity of the Greater Harrisburg Area Homeownership Program在其服务群体中提到了残障购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Habitat for Humanity of the Greater Harrisburg Area Homeownership Program服务于在Harrisburg，Pennsylvania购房的购房者。 该项目针对特定区域：Dauphin County, PA。

Habitat for Humanity of the Greater Harrisburg Area Homeownership Program的申请通过Habitat for Humanity of the Greater Harrisburg Area办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。