PHFA Grant ($500)

PHFA Grant ($500)是面向Statewide，Pennsylvania购房者的补助金，由Pennsylvania Housing Finance Agency管理。 Borrowers obtaining a PHFA HFA Preferred (Lo MI) loan for a home purchase may qualify for a $500 PHFA Grant applied toward downpayment and closing costs. The grant does not require repayment and must be used toward the purchase. It is available for purchase transactions only (no refinance). $500 grant toward downpayment and closing costs. No repayment required. Available with every HFA Preferred loan (purchase). Statewide availability.

PHFA Grant ($500)提供最高$500的援助。 购房者自付部分：Borrowers must put down at least $1,000 (the lesser of 1% or $1,000) from their own funds; remaining funds may come from a gift or assistance program. 金额是该项目公布的上限，并非报价——具体每人的援助金额由Pennsylvania Housing Finance Agency决定。

PHFA Grant ($500)属于补助金，因此无需偿还。 触发还款的情形：None - grant does not require repayment. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

PHFA Grant ($500)面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Per the underlying HFA Preferred loan: 620 with DU Approve/Eligible (680 for manual underwriting). 须参加购房者教育课程，由At least one borrower must complete pre-closing homebuyer education. FICO 680+ may complete online; FICO below 680 requires face-to-face education at a PHFA-approved agency.提供。 Available only with the HFA Preferred (Lo MI) first mortgage; purchase only. A separate $300 closing-cost credit is available to borrowers who complete in-person pre-purchase counseling before signing the agreement of sale.

PHFA Grant ($500)的收入限制如下：Borrower household income cannot exceed the HFA Preferred income limits (Appendix B; 80% of AMI per Fannie Mae guidelines), published as county-by-county tables. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

PHFA Grant ($500)可用于Single Family、Condo和Manufactured。 预制房屋符合条件。

PHFA Grant ($500)服务于在Statewide，Pennsylvania购房的购房者。

PHFA Grant ($500)的申请通过Pennsylvania Housing Finance Agency办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。