Central Falls Closing Cost Assistance Program

Central Falls Closing Cost Assistance Program是面向Central Falls，Rhode Island购房者的补助金，由Pawtucket Central Falls Development (PCF Development), in partnership with the City of Central Falls管理。 In partnership with the City of Central Falls, Pawtucket Central Falls Development (PCF Development) offers a Closing Cost Assistance Program to eligible first-time homebuyers purchasing a home in the City of Central Falls. Eligible homebuyers receive up to a maximum of $7,500 based on demonstrated need, available on a first-come, first-served rolling basis until funds are committed. Up to $7,500 in closing cost / down payment assistance based on demonstrated need; can be combined with IDA, FSS, matched-savings, or other down payment and closing cost programs.

Central Falls Closing Cost Assistance Program提供最高$7,500的援助。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Pawtucket Central Falls Development (PCF Development), in partnership with the City of Central Falls决定。

Central Falls Closing Cost Assistance Program属于补助金，因此无需偿还。 触发还款的情形：Prorated recapture if the home is sold or the owner no longer meets the City homeowner exemption requirements within the 5-year retention period. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Central Falls Closing Cost Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程。 Applicant must have a fully executed Purchase & Sales Agreement for a property in Central Falls; must occupy the home as primary residence; must complete a HUD-approved 8-hour homebuyer education program; if purchasing a multi-family home, a 4-hour Landlord/Tenant Workshop is required. Five-year retention period: if the homebuyer no longer meets the City of Central Falls homeowner exemption requirements or sells the dwelling before the period ends, a prorated portion of the grant is recaptured. Application packages available at the PCF Development office, 204 Broad Street, Pawtucket.

Central Falls Closing Cost Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Individual/household total earnings must be at or below 80% of the area median income for Central Falls. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Central Falls Closing Cost Assistance Program服务于在Central Falls，Rhode Island购房的购房者。 该项目优先考虑指定的目标区域，因此除了县以外，具体地址也很重要。

Central Falls Closing Cost Assistance Program的申请通过Pawtucket Central Falls Development (PCF Development), in partnership with the City of Central Falls办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。