Central South Carolina Habitat for Humanity Homeownership Program

Central South Carolina Habitat for Humanity Homeownership Program是面向Columbia，South Carolina购房者的首付援助，由Central South Carolina Habitat for Humanity管理。 Central South Carolina Habitat for Humanity (Midlands Habitat) builds and rehabilitates homes across Richland and Lexington Counties, then sells them at no profit to qualified low-income homebuyers using a 25-year, 0% interest mortgage. Buyers are selected by a volunteer committee on need, willingness to partner, and ability to repay; monthly payment is capped at 25% of gross monthly income. A sweat-equity / 0%-mortgage model, not a cash down payment grant. 0% interest mortgage. No-profit sale. Payment capped at 25% of gross income. 25-year term. Financial counseling. New or rehabbed home. 资金来自Donations, sponsorships, grants, homeowner mortgage payments, ReStore proceeds。

Central South Carolina Habitat for Humanity Homeownership Program是首付援助，按Central South Carolina Habitat for Humanity设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Central South Carolina Habitat for Humanity Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：Selection by need, willingness to partner, ability to pay; financial counseling provided. 须参加购房者教育课程。 居住要求：Serves Richland and Lexington Counties。 Sweat-equity model: 300 hours plus financial counseling and homebuyer education before purchase. Assistance is the below-market 0% first mortgage on a home sold at no profit. Habitat assistance_type 'other'.

Central South Carolina Habitat for Humanity Homeownership Program的收入限制如下：Income-qualified families in need; selected on ability to repay an affordable mortgage (Richland & Lexington Counties). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Central South Carolina Habitat for Humanity Homeownership Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Central South Carolina Habitat for Humanity Homeownership Program服务于在Columbia，South Carolina购房的购房者。 该项目针对特定区域：Neighborhood Revitalization target neighborhoods where Habitat builds.

Central South Carolina Habitat for Humanity Homeownership Program的申请通过Central South Carolina Habitat for Humanity办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。