本页面由机器翻译。英文版本为原文。
该项目要求
- 房屋作为主要住所自住
- 完成购房者教育课程,由Required for first-time homebuyers (provider not specified in fact sheet)提供
- Employer-restricted to City of Goose Creek employees (minimum 1 year employment, full-time, in good standing). Income limits use Berkeley County AMI but exact AMI table for Goose Creek not confirmed — Goose Creek is in Berkeley County. AMI amount for 4-person at 100%: confirm with lender. Total CLTV cannot exceed 100% of appraised value.
- 位于Goose Creek市界内的房屋
不适用于
- 预制房屋
- 新建房屋
- Goose Creek以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
Goose Creek的房屋Goose Creek的房屋,以及本项目接受的房屋
- 68.2% 独栋独栋住宅
- 9.4% 联排联排别墅
- 4.3% 2–4个单元2–4个单元
- 16.3% 5+个单元公寓和共管公寓楼(5+个单元)
- 1.8% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$306,000
Goose Creek房屋价值中位数
16.3%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Goose Creek购房
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由Required for first-time homebuyers (provider not specified in fact sheet)提供。
联系CommunityWorks Carolina预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
CommunityWorks City of Goose Creek Employer Assisted Homebuyer Program是什么?
CommunityWorks City of Goose Creek Employer Assisted Homebuyer Program是面向Goose Creek,South Carolina购房者的可免除贷款,由CommunityWorks Carolina管理。 City of Goose Creek employees in good standing for at least one year can receive up to $15,000 in down payment and/or closing cost assistance on a home within Goose Creek city limits. The assistance is a 0% non-amortizing subordinate loan forgiven over 5 years, provided the employee remains employed full-time with the City. Assistance tiers are based on household income relative to Goose Creek-area AMI. Up to $15,000 forgivable DPA. 0% interest, no monthly payments. Forgiven 20% per year over 5 years. Available to Goose Creek employees regardless of first-time buyer status. 资金来自City of Goose Creek。
提供多少援助?
CommunityWorks City of Goose Creek Employer Assisted Homebuyer Program提供最高$15,000的援助。 该项目要求购房者自付$500 minimum buyer contribution。 金额是该项目公布的上限,并非报价——具体每人的援助金额由CommunityWorks Carolina决定。
需要偿还吗?
CommunityWorks City of Goose Creek Employer Assisted Homebuyer Program在5年后免除,因此住满这段时间的购房者无需偿还。 触发还款的情形:Termination from City of Goose Creek employment before 5-year term; sale or refinance。 该援助以2nd顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
CommunityWorks City of Goose Creek Employer Assisted Homebuyer Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程,由Required for first-time homebuyers (provider not specified in fact sheet)提供。 Employer-restricted to City of Goose Creek employees (minimum 1 year employment, full-time, in good standing). Income limits use Berkeley County AMI but exact AMI table for Goose Creek not confirmed — Goose Creek is in Berkeley County. AMI amount for 4-person at 100%: confirm with lender. Total CLTV cannot exceed 100% of appraised value.
收入限制是多少?
CommunityWorks City of Goose Creek Employer Assisted Homebuyer Program的收入限制如下:Tiered: up to $15,000 for <80% AMI; up to $12,500 for 80-100% AMI; up to $7,500 for >100% AMI. No hard income cap stated. 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
CommunityWorks City of Goose Creek Employer Assisted Homebuyer Program可用于Single Family。 新建房屋不符合条件。 预制房屋不符合条件。
是否有针对特定群体的资格?
CommunityWorks City of Goose Creek Employer Assisted Homebuyer Program仅限City of Goose Creek (full-time employees, minimum 1 year in good standing)的员工。 在此列出仅表示项目提到了该群体,并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。
适用于哪些地区?
CommunityWorks City of Goose Creek Employer Assisted Homebuyer Program服务于在Goose Creek,South Carolina购房的购房者。 该项目针对特定区域:Within City of Goose Creek city limits only。
如何申请?
CommunityWorks City of Goose Creek Employer Assisted Homebuyer Program的申请通过CommunityWorks Carolina办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Goose Creek购房者面向Goose Creek购房者的其他项目
- City Of Goose Creek Employer Assisted Homebuyer Program可免除
- SC Housing Made It Home! Program最高$25,000
- FHLBank Atlanta Community Partners Product最高$20,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Goose Creek的全部75个项目项目条款由CommunityWorks Carolina设定,并可能变化;申请前请在官方网站上确认。