Habitat for Humanity of Spartanburg Homeownership Program

Habitat for Humanity of Spartanburg Homeownership Program是面向Spartanburg，South Carolina购房者的首付援助，由Habitat for Humanity of Spartanburg管理。 Habitat for Humanity of Spartanburg helps Spartanburg County residents achieve safe, decent, affordable homeownership. Applicants complete the program before purchasing a Habitat home; the core requirement is at least 350 hours of sweat equity plus classes on home maintenance and financial literacy. Upon completion, participants purchase a home (typically 3BR/2BA in or near the City of Spartanburg, ~$450/month incl. taxes/insurance) financed with a low- or no-interest mortgage. Applications are accepted when space is available; the process takes about 1-2 years. Low- or no-interest (0%) Habitat-held mortgage. ~$450/month incl. taxes/insurance. New Energy Star 3.0 ~1,150 sq ft 3BR/2BA home. Financial literacy and home maintenance education. 资金来自Donations from individuals, churches, corporations and foundations; volunteer/sponsor-built homes。

Habitat for Humanity of Spartanburg Homeownership Program是首付援助，按Habitat for Humanity of Spartanburg设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity of Spartanburg Homeownership Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由Classes on home maintenance and financial literacy; at least 350 sweat-equity hours提供。 居住要求：Must have lived or worked in Spartanburg County for at least one year。 公民身份或移民身份：Must be a U.S. citizen。 Verified on the affiliate's official site. Habitat low/no-interest mortgage model (no fixed DPA dollar amount). Requires at least 350 sweat-equity hours; Need for Assistance, Ability to Pay, and Willingness to Partner; U.S. citizenship and 1-year Spartanburg County residency/work history. GAP: income limit table not published.

Habitat for Humanity of Spartanburg Homeownership Program的收入限制如下：No specific income table published. Eligibility based on Need for Assistance and Ability to Pay; serves low-income families. GAP: exact AMI percentage/table not published. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity of Spartanburg Homeownership Program可用于Single Family。 新建房屋符合条件。

Habitat for Humanity of Spartanburg Homeownership Program服务于在Spartanburg，South Carolina购房的购房者。

Habitat for Humanity of Spartanburg Homeownership Program的申请通过Habitat for Humanity of Spartanburg办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。