Neighbor Next Door DPCC

Neighbor Next Door DPCC是面向Rapid City，South Dakota购房者的延期第二贷款。 NWDHR Neighbor Next Door target-neighborhood 0% deferred second mortgage up to $15,000 toward down payment and closing costs. FTHB requirement waived in target areas. Rapid City neighborhood revitalization. NeighborWorks Dakota Home Resources (NWDHR) Neighbor Next Door DPCC is a targeted variant of the DPCC program for buyers purchasing in NWDHR's designated 'Neighbor Next Door' target neighborhoods in Rapid City. Unlike other DPCC variants, the FTHB requirement is waived for buyers in target neighborhoods. The program provides 0% deferred-payment second mortgages of up to $15,000 toward down payment, closing costs, and prepaid items. No monthly payments. full balance due on sale, refinance, or non-owner-occupancy. Designed to support neighborhood revitalization through targeted homeownership in priority Rapid City neighborhoods. 资金来自Other和Targeted。

Neighbor Next Door DPCC为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Full balance due on sale, refinance, payoff of first mortgage, transfer of title, or non-owner-occupancy. 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Neighbor Next Door DPCC面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：620 minimum representative mid-FICO. 须参加购房者教育课程，由NWDHR Homebuyer Education (required); also accepts SDHDA-approved providers.提供。 居住要求：Property must be located in a designated NWDHR Neighbor Next Door target neighborhood in Rapid City and serve as borrower's primary residence. 公民身份或移民身份：U.S. citizen, permanent resident alien, or qualifying non-permanent resident alien. FTHB requirement WAIVED in Neighbor Next Door target neighborhoods. Owner-occupied principal residence. Household income $63,000-$123,300 by household size. 620 minimum mid-FICO. 45% maximum DTI. $1,000 minimum borrower contribution. NWDHR Homebuyer Education required. Property must be located in a designated NWDHR Neighbor Next Door target neighborhood in Rapid City.

Neighbor Next Door DPCC将家庭收入限制在$123,300。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Neighbor Next Door DPCC将房价上限设为$385,000。 符合条件的房屋类型包括Single-family detached, condominium, townhouse, PUD within target neighborhood boundaries. 新建房屋符合条件。 预制房屋符合条件。

Neighbor Next Door DPCC在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员、遗属配偶和美洲印第安人和阿拉斯加原住民购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Neighbor Next Door DPCC服务于在Rapid City，South Dakota购房的购房者。 该项目针对特定区域：NWDHR-designated Neighbor Next Door target neighborhoods within Rapid City, SD. Specific boundaries available from NWDHR.

Neighbor Next Door DPCC的申请通过管理该项目的机构办理。 资金通过Direct application to NWDHR; property must be verified within Neighbor Next Door target neighborhood boundary.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。