Tennessee Downpayment Partnership (AHR)

Tennessee Downpayment Partnership (AHR)是面向Nashville，Tennessee购房者的静默第二贷款，由Affordable Housing Resources, Inc. (AHR)管理。 The Tennessee Downpayment Partnership, run by nonprofit Affordable Housing Resources (AHR) in Nashville, helps first-time homebuyers with down payment or closing costs through a deferred, due-on-sale second loan. The assistance is not repaid until the home is resold, when the funds are recycled to help another first-time buyer. Borrowers must use a first mortgage from a participating partner bank and have household income at or below 80% of HUD limits. No monthly payments - deferred until sale. 0% interest. Helps with down payment and/or closing costs. Available across Middle Tennessee. Revolving fund recycles assistance. 资金来自AHR revolving fund; CDFI Fund; participating bank partners.

Tennessee Downpayment Partnership (AHR)为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Due on sale - deferred with no monthly payments; recaptured funds recycled to another first-time homebuyer. 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Tennessee Downpayment Partnership (AHR)面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由AHR homebuyer education (online via eHome America, or phone/Zoom).提供。 居住要求：AHR serves 40 Middle Tennessee counties. Assistance dollar amount/percentage not published - confirm with AHR. 80% AMI; 4-person figure not stated. Must use one of three named partner banks. min_credit_score, max_purchase_price not stated.

Tennessee Downpayment Partnership (AHR)将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Borrower income with household size at or below 80% HUD income limits (2025 limits for Davidson County/Nashville MSA). 4-person dollar figure not stated. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Tennessee Downpayment Partnership (AHR)可用于Single Family。

Tennessee Downpayment Partnership (AHR)服务于在Nashville，Tennessee购房的购房者。

Tennessee Downpayment Partnership (AHR)的申请通过Affordable Housing Resources, Inc. (AHR)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Borrower obtains a first mortgage from a participating bank, then schedules an Eligibility Determination Session with AHR.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。