The Housing Fund Down Payment Assistance

The Housing Fund Down Payment Assistance是面向Madison，Tennessee购房者的需偿还的第二贷款，由The Housing Fund, Inc.管理。 The Housing Fund, a nonprofit CDFI in the Nashville metro, offers a down payment assistance loan of $5,000 to $35,000 for down payment, prepaids, and closing costs throughout Tennessee. The assistance is a repayable second mortgage at a 5% fixed promotional rate over a 120- or 180-month term (not a grant). Buyers may earn up to 120% of county AMI, must occupy the home as a primary residence, and must complete THDA-certified homebuyer education. Up to $35,000 for down payment, prepaids, and closing costs. Statewide availability. Repeat buyers eligible. Serves up to 120% AMI. Works with any FHA-approved TN lender. 资金来自The Housing Fund (CDFI) capital; investor/bank partners; CDFI Fund.

The Housing Fund Down Payment Assistance提供$5,000至$35,000的援助。 援助档次：Loans under $10,000 (min credit 600) and $10,000-$35,000 (min credit 620); income tiers at 80%, 100%, 120% AMI at same 5% rate. 购房者自付部分：Borrower must contribute at least 1% of the sales price. 该项目可与Layered behind an FHA first mortgage; THF does not provide first mortgages.结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由The Housing Fund, Inc.决定。

The Housing Fund Down Payment Assistance是需偿还的第二贷款，按The Housing Fund, Inc.设定的条款偿还。 触发还款的情形：Fully amortizing repayable second loan over 120- or 180-month term; principal and interest paid monthly. Not forgivable. 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

The Housing Fund Down Payment Assistance面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Min 600 for requests under $10,000; min 620 for $10,000-$35,000. 须参加购房者教育课程，由THDA-certified housing counselor; online via eHome America when combined with a 1-hour counseling session.提供。 居住要求：Property in Tennessee. Promotional 5% fixed rate until further notice - confirm at application. Fully repayable (amortizing), not forgivable. 1% minimum borrower contribution. County AMI tables published as images/XLSX; 4-person dollar figure not extracted.

The Housing Fund Down Payment Assistance将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 Up to 120% of HUD AMI for the applicable TN county (2025 HUD AMI, updated April 2025). Three tiers: 80%, 100%, 120% AMI. County tables published as image/XLSX; 4-person dollar figure not parseable. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

The Housing Fund Down Payment Assistance可用于Single Family。

The Housing Fund Down Payment Assistance服务于在Madison，Tennessee购房的购房者。

The Housing Fund Down Payment Assistance的申请通过The Housing Fund, Inc.办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Lender submits Request for THF Loan Approval (RFLA); THF underwrites in 5-7 business days.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。