TDHCA Mortgage Credit Certificate (MCC) Program

TDHCA Mortgage Credit Certificate (MCC) Program是面向Texas购房者的抵押贷款抵税证书。 TDHCA's Texas Mortgage Credit Certificate provides eligible first-time homebuyers a federal income tax credit equal to 20% of annual mortgage interest paid, reducing federal tax liability dollar-for-dollar each year the home is their primary residence. The standalone MCC may be combined with eligible first mortgage products. A recapture provision applies if the home is sold within 9 years. 20% annual mortgage interest tax credit. Dollar-for-dollar federal tax reduction. Statewide. Standalone or combo. 资金来自State。

TDHCA Mortgage Credit Certificate (MCC) Program是税收抵免而非贷款，因此无需偿还。 该援助以Grant (no lien)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

TDHCA Mortgage Credit Certificate (MCC) Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 公民身份或移民身份：yes。

TDHCA Mortgage Credit Certificate (MCC) Program的收入限制如下：Income limits follow TDHCA My First Texas Home limits (~115% AMI); vary by county and household size。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

TDHCA Mortgage Credit Certificate (MCC) Program可用于Single-family。 新建房屋符合条件。

TDHCA Mortgage Credit Certificate (MCC) Program服务于在Texas任何地方购房的购房者。 该项目优先考虑指定的目标区域，因此除了县以外，具体地址也很重要。

TDHCA Mortgage Credit Certificate (MCC) Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。