看看您可能符合哪些条件

本页面由机器翻译。英文版本为原文。

市级项目第二贷款

City of Hampton Homebuyer Assistance Program

City of Hampton Homebuyer Assistance Program是面向Hampton,Virginia购房者的第二抵押贷款,由Hampton Redevelopment and Housing Authority (on behalf of the City of Hampton)管理。

最近核实于来源:Hampton Redevelopment and Housing Authority (on behalf of the City of Hampton)

该项目要求

  • 房屋作为主要住所自住
  • 完成购房者教育课程,由Hampton Redevelopment and Housing Authority (HUD-Approved Housing Counseling Agency) facilitates free Virginia Housing Homeownership Education Classes.提供
  • Down payment assistance is available only on homes being sold by Hampton RHA (listed in the local MLS); income limits apply; homebuyer education/workshops required. NOTE (gap-finder): exact income limits, credit score, DTI, lien position, and first-time-buyer requirement are not published on official Hampton sources; verify with HRHA before publishing.
  • 位于Hampton市界内的房屋

不适用于

  • Hampton以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

适用地区

Hampton的房屋

  • 63% 独栋
  • 7.9% 联排
  • 6.4% 2–4个单元
  • 21.5% 5+个单元
  • 1.2% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$245,700

Hampton房屋价值中位数

56.9%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Hampton购房

如何申请

  1. 参加购房者教育课程

    项目要求,由Hampton Redevelopment and Housing Authority (HUD-Approved Housing Counseling Agency) facilitates free Virginia Housing Homeownership Education Classes.提供。

  2. 联系Hampton Redevelopment and Housing Authority (on behalf of the City of Hampton)预留资金

    资金向提供方预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

City of Hampton Homebuyer Assistance Program是什么?

City of Hampton Homebuyer Assistance Program是面向Hampton,Virginia购房者的第二抵押贷款,由Hampton Redevelopment and Housing Authority (on behalf of the City of Hampton)管理。 The City of Hampton offers financial assistance to low-income homebuyers purchasing homes in its downtown Housing Venture neighborhoods (Pasture Point and Olde Hampton). Eligible buyers can qualify for up to the lesser of $20,000 or 20% of the sales price toward down payment and closing costs. The program is administered by the Hampton Redevelopment and Housing Authority, which limits its down payment assistance to homes Hampton RHA is selling and requires pre-purchase homebuyer education; income limits apply. Down payment assistance up to lesser of $20,000 or 20% of sales price. Closing cost assistance. Pre-purchase homebuyer workshops/education. Housing Quality Standards inspection of the home. 资金来自City of Hampton (subrecipient of HUD HOME and CDBG funds administered by Hampton RHA)。

提供多少援助?

City of Hampton Homebuyer Assistance Program提供最高$20,000的援助。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Hampton Redevelopment and Housing Authority (on behalf of the City of Hampton)决定。

需要偿还吗?

City of Hampton Homebuyer Assistance Program是第二抵押贷款,按Hampton Redevelopment and Housing Authority (on behalf of the City of Hampton)设定的条款偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

City of Hampton Homebuyer Assistance Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程,由Hampton Redevelopment and Housing Authority (HUD-Approved Housing Counseling Agency) facilitates free Virginia Housing Homeownership Education Classes.提供。 Down payment assistance is available only on homes being sold by Hampton RHA (listed in the local MLS); income limits apply; homebuyer education/workshops required. NOTE (gap-finder): exact income limits, credit score, DTI, lien position, and first-time-buyer requirement are not published on official Hampton sources; verify with HRHA before publishing.

收入限制是多少?

City of Hampton Homebuyer Assistance Program的收入限制如下:Income-eligible (low-income) homebuyers; income limits apply per Hampton RHA (specific dollar limits not published). 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

City of Hampton Homebuyer Assistance Program可用于Single Family。

适用于哪些地区?

City of Hampton Homebuyer Assistance Program服务于在Hampton,Virginia购房的购房者。 该项目针对特定区域:Two downtown Hampton Housing Venture neighborhoods: Pasture Point and Olde Hampton.

如何申请?

City of Hampton Homebuyer Assistance Program的申请通过Hampton Redevelopment and Housing Authority (on behalf of the City of Hampton)办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由Hampton Redevelopment and Housing Authority (on behalf of the City of Hampton)设定,并可能变化;申请前请在官方网站上确认。