本页面由机器翻译。英文版本为原文。
Fairfax County Workforce Dwelling Unit (WDU) Homebuyer Program
Fairfax County Workforce Dwelling Unit (WDU) Homebuyer Program是面向Fairfax县,Virginia购房者的首付援助,由Fairfax County Redevelopment and Housing Authority (FCRHA) / Department of Housing and Community Development管理。
该项目要求
- 房屋作为主要住所自住
- 完成购房者教育课程,由Virginia Housing Homebuyer Education Course (free; certificate required)提供
- 居住要求:WDU townhomes/condos located within market-rate developments throughout Fairfax County; live/work in county earns a preference point
- Buyers must complete WDU orientation, obtain a Virginia Housing homebuyer education certificate, and secure lender pre-approval before receiving a Passport to enter unit drawings. 30-year covenants restrict refinancing and require offering the unit back to Fairfax County at resale. Distinct from the county's First-Time Homebuyer/ADU and Down Payment Loan programs. GAP: no fixed dollar DPA amount (price-restricted purchase model).
- 位于Fairfax County的房屋
不适用于
- 收入超过地区收入中位数120%的家庭
- Fairfax County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
收入限制
120% Fairfax County地区收入中位数的比例
HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。
适用地区
Fairfax County的房屋Fairfax County的房屋,以及本项目接受的房屋
- 45.5% 独栋独栋住宅
- 22.7% 联排联排别墅
- 2.2% 2–4个单元2–4个单元
- 29% 5+个单元公寓和共管公寓楼(5+个单元)
- 0.6% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$732,800
Fairfax County房屋价值中位数
43.6%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Fairfax County购房
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由Virginia Housing Homebuyer Education Course (free; certificate required)提供。
联系Fairfax County Redevelopment and Housing Authority (FCRHA) / Department of Housing and Community Development预留资金
资金通过Passport to Homeownership followed by randomized drawings by household size and preference points预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Fairfax County Workforce Dwelling Unit (WDU) Homebuyer Program是什么?
Fairfax County Workforce Dwelling Unit (WDU) Homebuyer Program是面向Fairfax县,Virginia购房者的首付援助,由Fairfax County Redevelopment and Housing Authority (FCRHA) / Department of Housing and Community Development管理。 The Fairfax County Workforce Dwelling Unit (WDU) Homebuyer Program lets qualified buyers earning 70%-120% of AMI purchase a townhome or condominium at below-market prices near employment centers and transit. Units carry a 30-year control period governing occupancy, refinancing, and resale price. Buyers obtain a 'Passport to Homeownership' after orientation, Virginia Housing education, and lender pre-approval, then enter randomized drawings for available units based on household size and preference points. Below-market purchase price near job centers and transit. Serves 70%-120% AMI workforce. Preference points for living/working in county, families with children, FCRHA participants, and county/FCPS employees. 资金来自Fairfax County workforce-housing proffer/inclusionary program; Fairfax County Housing Trust Fund (shared resale proceeds)。
需要偿还吗?
Fairfax County Workforce Dwelling Unit (WDU) Homebuyer Program是首付援助,按Fairfax County Redevelopment and Housing Authority (FCRHA) / Department of Housing and Community Development设定的条款偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Fairfax County Workforce Dwelling Unit (WDU) Homebuyer Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程,由Virginia Housing Homebuyer Education Course (free; certificate required)提供。 居住要求:WDU townhomes/condos located within market-rate developments throughout Fairfax County; live/work in county earns a preference point。 Buyers must complete WDU orientation, obtain a Virginia Housing homebuyer education certificate, and secure lender pre-approval before receiving a Passport to enter unit drawings. 30-year covenants restrict refinancing and require offering the unit back to Fairfax County at resale. Distinct from the county's First-Time Homebuyer/ADU and Down Payment Loan programs. GAP: no fixed dollar DPA amount (price-restricted purchase model).
收入限制是多少?
Fairfax County Workforce Dwelling Unit (WDU) Homebuyer Program将家庭收入限制在地区收入中位数的120%,该数值因县和家庭人数而异。 Total household income between 70% and 120% AMI by household size. 4-person: 70% $114,750; 80% $131,100; 100% $163,900; 120% $196,700. 1-person 70% $80,350 to 120% $137,700. 该限制适用于家庭总收入,而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Fairfax County Workforce Dwelling Unit (WDU) Homebuyer Program的房价上限如下:Sales prices set by program (not negotiable); current prices range from $200,000 to high $400,000s。 符合条件的房屋类型包括Townhouse和Condo。 新建房屋符合条件。
适用于哪些地区?
Fairfax County Workforce Dwelling Unit (WDU) Homebuyer Program服务于在Fairfax县,Virginia购房的购房者。
如何申请?
Fairfax County Workforce Dwelling Unit (WDU) Homebuyer Program的申请通过Fairfax County Redevelopment and Housing Authority (FCRHA) / Department of Housing and Community Development办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Passport to Homeownership followed by randomized drawings by household size and preference points预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Fairfax County购房者面向Fairfax County购房者的其他项目
- Fairfax County Down Payment Loan最高$50,000
- Fairfax County Homeownership Program最高$50,000
- Habitat for Humanity Virginia Statewide HOMEownership Down Payment Assistance Program最高$40,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Fairfax County的全部71个项目项目条款由Fairfax County Redevelopment and Housing Authority (FCRHA) / Department of Housing and Community Development设定,并可能变化;申请前请在官方网站上确认。