Greater Lynchburg Habitat for Humanity Homeownership Program

Greater Lynchburg Habitat for Humanity Homeownership Program是面向Lynchburg，Virginia购房者的第一抵押贷款，由Greater Lynchburg Habitat for Humanity管理。 Greater Lynchburg Habitat for Humanity sells newly constructed homes to qualified first-time buyers at the cost of construction with a zero-interest mortgage and no down payment. Monthly payments of roughly $500-$750 include taxes and insurance escrow over a 20-30 year term. Requires 200-300 sweat-equity hours and at least six homeowner classes. Zero-interest mortgage. No down payment required. Monthly payment approx $500-$750 incl. taxes & insurance. Homebuyer education included. 资金来自HOME Investment Partnerships Program (City of Lynchburg, $114,304 PY2024)。

Greater Lynchburg Habitat for Humanity Homeownership Program是第一抵押贷款，按Greater Lynchburg Habitat for Humanity设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Greater Lynchburg Habitat for Humanity Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 该项目列出的最低信用分数为620。 须参加购房者教育课程。 居住要求：Must have lived in the City of Lynchburg for at least 1 year (Amherst, Appomattox, Bedford, and Campbell Counties at board discretion). 公民身份或移民身份：U.S. citizen or legal permanent resident。 Minimum credit score 620; max DTI ~32%; 200-300 sweat equity hours; 1-year City of Lynchburg residency required; minimum 6 homeowner classes. HOME funding from City of Lynchburg confirmed. Distinct from the Lyn-CAG deferred DPA loan already in catalog.

Greater Lynchburg Habitat for Humanity Homeownership Program将家庭收入限制在地区收入中位数的70%，该数值因县和家庭人数而异。 Household income generally 40%-70% AMI for the Lynchburg MSA (HUD AMI). 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Greater Lynchburg Habitat for Humanity Homeownership Program可用于Single Family。 新建房屋符合条件。

Greater Lynchburg Habitat for Humanity Homeownership Program服务于在Lynchburg，Virginia购房的购房者。

Greater Lynchburg Habitat for Humanity Homeownership Program的申请通过Greater Lynchburg Habitat for Humanity办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。