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本页面由机器翻译。英文版本为原文。

县级项目

Habitat for Humanity of Goochland County Homeownership Program

Habitat for Humanity of Goochland County Homeownership Program是面向Goochland,Virginia购房者的首付援助,由Habitat for Humanity of Goochland County管理。

最近核实于来源:Habitat for Humanity of Goochland County

该项目要求

  • 房屋作为主要住所自住
  • 关于信用:Credit history reviewed; applicants encouraged to obtain free annual credit report before applying
  • 完成购房者教育课程,由Habitat homebuyer preparation (personal finances, mortgages, home maintenance and upkeep)提供
  • 居住要求:Serves Goochland County, Virginia
  • Active Goochland County Habitat affiliate; homes financed through USDA Rural Development Section 502 Direct Loan. Sweat equity required; nondiscriminatory selection. GAPS: exact income-limit dollar table by household size, first-time-buyer requirement, mortgage rate/term, recapture/resale restrictions, and required sweat-equity hours not on the page — confirm with the affiliate at (804) 551-1152.
  • 位于Goochland County的房屋

不适用于

  • 预制房屋
  • Goochland County以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

适用地区

Goochland County的房屋

  • 86.8% 独栋
  • 2% 联排
  • 0.7% 2–4个单元
  • 6.5% 5+个单元
  • 4.1% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$500,600

Goochland County房屋价值中位数

21.6%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Goochland County购房

如何申请

  1. 参加购房者教育课程

    项目要求,由Habitat homebuyer preparation (personal finances, mortgages, home maintenance and upkeep)提供。

  2. 联系Habitat for Humanity of Goochland County预留资金

    资金向提供方预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Habitat for Humanity of Goochland County Homeownership Program是什么?

Habitat for Humanity of Goochland County Homeownership Program是面向Goochland,Virginia购房者的首付援助,由Habitat for Humanity of Goochland County管理。 Habitat for Humanity of Goochland County partners with low-income families from application through construction to provide affordable homeownership in Goochland County. Selection is based on need for safe, affordable housing, willingness to partner (sweat equity), and ability to repay an affordable mortgage of roughly $1,000-$1,400 per month. Buyers finance the home through the USDA Section 502 Direct Loan program and submit a USDA pre-qualification letter. Affordable monthly mortgage ($1,000-$1,400). Sweat equity replaces cash down payment. USDA 502 Direct financing. Homebuyer preparation on finances, mortgages, and maintenance. 资金来自Donations, sweat equity, ReStore (Basement Boutique) proceeds; home financed via USDA Section 502 Direct Loan。

需要偿还吗?

Habitat for Humanity of Goochland County Homeownership Program是首付援助,按Habitat for Humanity of Goochland County设定的条款偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

Habitat for Humanity of Goochland County Homeownership Program面向将房屋作为主要住所自住的购房者。 关于信用,该项目说明:Credit history reviewed; applicants encouraged to obtain free annual credit report before applying。 须参加购房者教育课程,由Habitat homebuyer preparation (personal finances, mortgages, home maintenance and upkeep)提供。 居住要求:Serves Goochland County, Virginia。 Active Goochland County Habitat affiliate; homes financed through USDA Rural Development Section 502 Direct Loan. Sweat equity required; nondiscriminatory selection. GAPS: exact income-limit dollar table by household size, first-time-buyer requirement, mortgage rate/term, recapture/resale restrictions, and required sweat-equity hours not on the page — confirm with the affiliate at (804) 551-1152.

收入限制是多少?

Habitat for Humanity of Goochland County Homeownership Program的收入限制如下:Income limits follow USDA Section 502 Direct Loan eligibility and Habitat selection criteria (typically low-income). Exact dollar limits by household size are not published on the Goochland affiliate page (confirm USDA 502 Direct income limits for Goochland County by household size). 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

Habitat for Humanity of Goochland County Homeownership Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

适用于哪些地区?

Habitat for Humanity of Goochland County Homeownership Program服务于在Goochland,Virginia购房的购房者。 该项目针对特定区域:Goochland County, Virginia。

如何申请?

Habitat for Humanity of Goochland County Homeownership Program的申请通过Habitat for Humanity of Goochland County办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由Habitat for Humanity of Goochland County设定,并可能变化;申请前请在官方网站上确认。