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本页面由机器翻译。英文版本为原文。

县级项目第一抵押贷款

Habitat for Humanity of the New River Valley Homeownership Program

Habitat for Humanity of the New River Valley Homeownership Program是面向Christiansburg,Virginia购房者的第一抵押贷款,由Habitat for Humanity of the New River Valley管理。

最近核实于来源:Habitat for Humanity of the New River Valley

该项目要求

  • 房屋作为主要住所自住
  • 完成购房者教育课程
  • 公民身份或移民身份:All household members must be U.S. citizens or legal permanent residents
  • Sweat equity required (count not published online). Demonstrated inadequate housing; willingness and ability to partner; income demonstrating need and repayment ability. Distinct from New River Home Trust CLT (already in catalog) — NRV Habitat provides a direct affordable mortgage, not a ground lease.
  • 位于Montgomery|Giles|Floyd|Pulaski County的房屋

不适用于

  • 收入超过地区收入中位数80%的家庭
  • Montgomery|Giles|Floyd|Pulaski County以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

收入限制

80% Montgomery|Giles|Floyd|Pulaski County地区收入中位数的比例

HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。

如何申请

  1. 参加购房者教育课程

    项目要求在预留资金之前完成。

  2. 联系Habitat for Humanity of the New River Valley预留资金

    资金向提供方预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Habitat for Humanity of the New River Valley Homeownership Program是什么?

Habitat for Humanity of the New River Valley Homeownership Program是面向Christiansburg,Virginia购房者的第一抵押贷款,由Habitat for Humanity of the New River Valley管理。 Habitat for Humanity of the New River Valley constructs and sells affordable homes (including townhomes) to income-qualified buyers with a zero-interest mortgage and no profit margin. Serves Floyd, Giles, Montgomery, and Pulaski Counties and the City of Radford. Active project: Airport Road Townhomes.

需要偿还吗?

Habitat for Humanity of the New River Valley Homeownership Program是第一抵押贷款,按Habitat for Humanity of the New River Valley设定的条款偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

Habitat for Humanity of the New River Valley Homeownership Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程。 公民身份或移民身份:All household members must be U.S. citizens or legal permanent residents。 Sweat equity required (count not published online). Demonstrated inadequate housing; willingness and ability to partner; income demonstrating need and repayment ability. Distinct from New River Home Trust CLT (already in catalog) — NRV Habitat provides a direct affordable mortgage, not a ground lease.

收入限制是多少?

Habitat for Humanity of the New River Valley Homeownership Program将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Household income generally 30%-80% AMI for the Blacksburg-Christiansburg-Radford VA MSA (HUD AMI). 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

Habitat for Humanity of the New River Valley Homeownership Program可用于Single Family和Townhouse。 新建房屋符合条件。

适用于哪些地区?

Habitat for Humanity of the New River Valley Homeownership Program服务于在Christiansburg,Virginia购房的购房者。

如何申请?

Habitat for Humanity of the New River Valley Homeownership Program的申请通过Habitat for Humanity of the New River Valley办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由Habitat for Humanity of the New River Valley设定,并可能变化;申请前请在官方网站上确认。