Hanover & King William Habitat for Humanity Homeownership Program

Hanover & King William Habitat for Humanity Homeownership Program是面向Mechanicsville，Virginia购房者的首付援助，由Hanover & King William Habitat for Humanity管理。 Hanover & King William Habitat for Humanity offers an affordable homeownership program in which qualified low-to-moderate-income applicants purchase a safe, decent home with an affordable mortgage after completing at least 200 hours of sweat equity. Applicants must live or work in Hanover or King William County for at least one year, meet HUD-based income guidelines that vary by household size, demonstrate financial responsibility, and show a need for affordable housing. Affordable mortgage on a decent home. Sweat-equity partnership builds equity and skills. Credit counseling and financial education resources. Serves Hanover and King William County residents/workers. 资金来自Donations, sweat equity, ReStore proceeds; mortgage financed through an outside party。

Hanover & King William Habitat for Humanity Homeownership Program是首付援助，按Hanover & King William Habitat for Humanity设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Hanover & King William Habitat for Humanity Homeownership Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Demonstrate financial responsibility — no outstanding collections or judgments。 居住要求：Must live or work in Hanover or King William County for at least one year。 Active Habitat affiliate; 2025 application period closed, reopens 2026. Requires 200 hours of sweat equity, $25 non-refundable application fee, 1-year live/work residency in Hanover or King William County, no outstanding collections/judgments. Full HUD income table by family size captured (1-5 persons). GAPS: Habitat mortgage interest rate/term, whether a 0%/forgivable silent second is used, recapture/resale restrictions, homebuyer-education hours, and first-time-buyer requirement not stated — confirm with Homeowner Services Director at (804) 569-6108. Distinct from Richmond Metropolitan Habitat.

Hanover & King William Habitat for Humanity Homeownership Program将家庭收入限制在$90,800。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Hanover & King William Habitat for Humanity Homeownership Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Hanover & King William Habitat for Humanity Homeownership Program服务于在Mechanicsville，Virginia购房的购房者。 该项目针对特定区域：Hanover County and King William County, Virginia。

Hanover & King William Habitat for Humanity Homeownership Program的申请通过Hanover & King William Habitat for Humanity办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Open application periods (2025 cycle closed; reopens 2026)预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。