Loudoun County Public Employee Homeownership Grant Program (PEG)

Loudoun County Public Employee Homeownership Grant Program (PEG)是面向Leesburg，Virginia购房者的可免除贷款，由Loudoun County Department of Housing and Community Development管理。 The PEG Program helps full- or part-time employees (>=20 hrs/week, 12+ months service) of Loudoun County government, Loudoun County Public Schools, and Courts/Constitutional Officers buy a home in Loudoun County. It provides a 0% forgivable second of up to 10% of sales price (max $25,000) for down payment and closing costs, forgiven 20%/yr over 5 years while the employee keeps their job and occupies the home. Educator-eligible because LCPS staff are a primary eligible group. Up to $25,000 for county & school employees. 0% interest, no monthly payments. Forgivable over 5 years. Down payment & closing cost coverage. Educators (LCPS) eligible. 资金来自Loudoun County Housing Fund (local)。

Loudoun County Public Employee Homeownership Grant Program (PEG)提供最高$25,000的援助。 购房者自付部分：Min $1,000 of borrower's own funds。 该项目可与Conventional/FHA/VA/VHDA first-trust loans结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Loudoun County Department of Housing and Community Development决定。

Loudoun County Public Employee Homeownership Grant Program (PEG)在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Forgiven 20% ($5,000)/yr over 5 years; unforgiven balance due if borrower stops County/LCPS employment, sells, or ceases owner-occupancy before term。 该援助以Subordinate (second) lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Loudoun County Public Employee Homeownership Grant Program (PEG)面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由Virginia Housing Homebuyer Education certificate required for all borrowers before settlement提供。 居住要求：Must purchase a home within Loudoun County。 Employer-restricted (Loudoun County govt / LCPS / Courts & Constitutional Officers); annual forgiven amount is taxable. DTI over 34/45 may be ineligible (exceptions to 35/46 with 3+ compensating factors). Net worth cap 50% of sales price. Cash-out refi/HELOC requires full payoff.

Loudoun County Public Employee Homeownership Grant Program (PEG)将家庭收入限制在地区收入中位数的70%，该数值因县和家庭人数而异。 Gross household income 30%-70% AMI; eligible range ~$49,850-$116,300 regardless of family size. Loudoun 4-person: 70%=$116,300, 80%=$132,900. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Loudoun County Public Employee Homeownership Grant Program (PEG)在其服务群体中提到了教育工作者。 该项目还仅限Loudoun County Government, Loudoun County Public Schools, Courts and Constitutional Officers的员工。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Loudoun County Public Employee Homeownership Grant Program (PEG)服务于在Leesburg，Virginia购房的购房者。

Loudoun County Public Employee Homeownership Grant Program (PEG)的申请通过Loudoun County Department of Housing and Community Development办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served; Loan Committee approval; reservation valid 90 days; waitlist when depleted预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。