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县级项目延期

Northeast Tennessee/Virginia HOME Consortium - Down Payment Assistance (Bristol VA)

Northeast Tennessee/Virginia HOME Consortium - Down Payment Assistance (Bristol VA)是面向Bristol,Virginia购房者的延期第二贷款,由First Tennessee Development District (FTDD), on behalf of the Northeast TN/VA HOME Consortium管理。

最近核实于来源:First Tennessee Development District (FTDD), on behalf of the Northeast TN/VA HOME Consortium

该项目要求

  • 首次购房者——该项目有自己的定义
  • 房屋作为主要住所自住
  • 完成购房者教育课程,由HOME Consortium homebuyer requirements (housing counseling/education) via FTDD program.提供
  • 位于Bristol City County的房屋

不适用于

  • 新建房屋
  • 收入超过地区收入中位数80%的家庭
  • Bristol City County以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

收入限制

80% Bristol City County地区收入中位数的比例

HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。

$81,800
地区收入中位数,4人家庭(HUD,2026)

适用地区

Bristol City County的房屋

  • 66% 独栋
  • 4.7% 联排
  • 9.7% 2–4个单元
  • 18% 5+个单元
  • 1.6% 活动房屋及其他

$184,100

Bristol City County房屋价值中位数

71.1%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Bristol City County购房

如何申请

  1. 参加购房者教育课程

    项目要求,由HOME Consortium homebuyer requirements (housing counseling/education) via FTDD program.提供。

  2. 联系First Tennessee Development District (FTDD), on behalf of the Northeast TN/VA HOME Consortium预留资金

    资金通过Applicant must contact FTDD before starting application; based on applicant need and fund availability预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Northeast Tennessee/Virginia HOME Consortium - Down Payment Assistance (Bristol VA)是什么?

Northeast Tennessee/Virginia HOME Consortium - Down Payment Assistance (Bristol VA)是面向Bristol,Virginia购房者的延期第二贷款,由First Tennessee Development District (FTDD), on behalf of the Northeast TN/VA HOME Consortium管理。 The Northeast Tennessee/Virginia HOME Consortium, administered by the First Tennessee Development District, offers down payment and closing-cost assistance to income-eligible first-time homebuyers in member jurisdictions including the City of Bristol, Virginia. Assistance is a 0% due-on-sale deferred-payment loan of $1,000-$15,000 based on applicant need, partnered with a private first-mortgage lender. Separate from the Virginia DHCD/People Inc. DPA that also serves Bristol VA. 0% interest, no monthly payments. $1,000-$15,000 based on need. Due only on sale of the home. Covers down payment and/or closing costs. Available to Bristol VA first-time buyers. 资金来自Federal HUD HOME funds via the Northeast TN/VA HOME Consortium。

提供多少援助?

Northeast Tennessee/Virginia HOME Consortium - Down Payment Assistance (Bristol VA)提供$1,000至$15,000的援助。 金额是该项目公布的上限,并非报价——具体每人的援助金额由First Tennessee Development District (FTDD), on behalf of the Northeast TN/VA HOME Consortium决定。

需要偿还吗?

Northeast Tennessee/Virginia HOME Consortium - Down Payment Assistance (Bristol VA)为延期还款,在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形:Due-on-sale: deferred payment loan repaid upon sale or transfer of the home. 该援助以Subordinate (second) lien顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

Northeast Tennessee/Virginia HOME Consortium - Down Payment Assistance (Bristol VA)面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 须参加购房者教育课程,由HOME Consortium homebuyer requirements (housing counseling/education) via FTDD program.提供。

收入限制是多少?

Northeast Tennessee/Virginia HOME Consortium - Down Payment Assistance (Bristol VA)将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Low- and moderate-income (HOME program) limits; <=80% AMI typical for HOME homebuyer activities. Specific dollar figures not published on the program page. 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

适用于哪些地区?

Northeast Tennessee/Virginia HOME Consortium - Down Payment Assistance (Bristol VA)服务于在Bristol,Virginia购房的购房者。 该项目针对特定区域:Consortium member jurisdictions only: Bristol VA, Bristol TN, Bluff City, Johnson City, Kingsport, Sullivan County, Washington County (TN).

如何申请?

Northeast Tennessee/Virginia HOME Consortium - Down Payment Assistance (Bristol VA)的申请通过First Tennessee Development District (FTDD), on behalf of the Northeast TN/VA HOME Consortium办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Applicant must contact FTDD before starting application; based on applicant need and fund availability预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由First Tennessee Development District (FTDD), on behalf of the Northeast TN/VA HOME Consortium设定,并可能变化;申请前请在官方网站上确认。