Piedmont Community Land Trust Homeownership Program

Piedmont Community Land Trust Homeownership Program是面向Charlottesville，Virginia购房者的首付援助，由Piedmont Community Land Trust管理。 Piedmont Community Land Trust provides permanently affordable homeownership using a community land trust model: PCLT retains ownership of the land and the buyer purchases the home structure at a below-market price under a 99-year renewable ground lease. A resale formula preserves affordability. The program is explicitly stackable with Piedmont Housing Alliance ACHAP and DHCD HOME down payment assistance. Below-market purchase price. 99-year renewable ground lease. Stackable with ACHAP and DHCD HOME DPA. Permanent affordability.

Piedmont Community Land Trust Homeownership Program是首付援助，按Piedmont Community Land Trust设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Piedmont Community Land Trust Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程。 Must sign a 99-year ground lease at closing and use a PCLT-approved lender able to underwrite leasehold mortgages. Resale is restricted per the ground lease formula (not market-rate). Must attend PCLT orientation. Active development: Victorian Heights (Albemarle County). Distinct from Piedmont Housing Alliance DPA and Habitat for Humanity of Greater Charlottesville already in catalog.

Piedmont Community Land Trust Homeownership Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 At or below 80% AMI; 2026 Charlottesville MSA 4-person limit $106,800. Lower limits apply in Louisa County. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Piedmont Community Land Trust Homeownership Program可用于Single Family、Townhouse和Condo。

Piedmont Community Land Trust Homeownership Program服务于在Charlottesville，Virginia购房的购房者。

Piedmont Community Land Trust Homeownership Program的申请通过Piedmont Community Land Trust办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。