Piedmont Housing Alliance Down Payment Loan Program

Piedmont Housing Alliance Down Payment Loan Program是面向Charlottesville，Virginia购房者的延期第二贷款，由Piedmont Housing Alliance (CDFI)管理。 Piedmont Housing Alliance, a US Treasury-certified CDFI, administers funds loaned to homebuyers for down payment and closing costs. Most funds come from outside sources, each with its own eligibility and terms. Buyers qualify if household income is below 80% AMI; eligibility and funding source are determined through a housing counseling session after the 'DPA with PHA' class and intake. PHA has helped more than 800 families and deployed more than $7 million in down payment assistance. Down payment and closing cost loan assistance from multiple funding pools. Housing counseling and financial coaching. DPA with PHA education class. Combinable with SPARC 1% rate reduction. CDFI-administered. 资金来自Multiple outside funding sources administered by Piedmont Housing Alliance (each with its own eligibility and terms)。

Piedmont Housing Alliance Down Payment Loan Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Piedmont Housing Alliance Down Payment Loan Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由Piedmont Housing Alliance 'DPA with PHA' class and housing counseling/financial coaching提供。 居住要求：Serves the City of Charlottesville and counties of Albemarle, Greene, Fluvanna, Louisa, and Nelson。 Eligibility and loan terms vary by funding source and are determined individually through a housing counseling session. Process: complete the online Information Form, attend client orientation, then complete the intake form. SPARC (a Virginia Housing rate-reduction program) is administered alongside but is a separate program.

Piedmont Housing Alliance Down Payment Loan Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income below 80% of Area Median Income. Income limits updated each spring; 2026 AMI charts published by Piedmont Housing Alliance. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Piedmont Housing Alliance Down Payment Loan Program服务于在Charlottesville，Virginia购房的购房者。

Piedmont Housing Alliance Down Payment Loan Program的申请通过Piedmont Housing Alliance (CDFI)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。