本页面由机器翻译。英文版本为原文。
RRHA Homeownership Programs (ComeHome / Neighborhood Homeownership Initiative / Greenwalk)
RRHA Homeownership Programs (ComeHome / Neighborhood Homeownership Initiative / Greenwalk)是面向Richmond,Virginia购房者的首付援助,由Richmond Redevelopment & Housing Authority (RRHA)管理。
该项目要求
- 首次购房者——该项目有自己的定义
- 房屋作为主要住所自住
- 居住要求:ComeHome is limited to RRHA public-housing residents and voucher holders; NHI/Greenwalk homes are in specific Richmond neighborhoods (Randolph/Maymont, Highland Park, Southside, Blackwell)
- RRHA's active homeownership programs are ComeHome (2023-present, for RRHA residents/voucher holders), the Neighborhood Homeownership Initiative (119 renovated homes for buyers <80% AMI), and Greenwalk (EarthCraft homes for first-time buyers <80% AMI). Distinct from the City of Richmond HOME Homeownership program. GAPS: per-unit assistance amount, interest rate, loan term, forgiveness terms, recapture, credit score, DTI, homebuyer-education requirement, max purchase price, participating lenders, and full income-limit table by household size are not published — confirm directly with RRHA at (804) 780-4200.
- 位于Richmond市界内的房屋
不适用于
- 预制房屋
- 新建房屋
- 收入超过地区收入中位数80%的家庭
- Richmond以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
收入限制
80% Richmond City County地区收入中位数的比例
HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。
适用地区
Richmond的房屋Richmond的房屋,以及本项目接受的房屋
- 44.5% 独栋独栋住宅
- 7.7% 联排联排别墅
- 12% 2–4个单元2–4个单元
- 35.2% 5+个单元公寓和共管公寓楼(5+个单元)
- 0.6% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$353,000
Richmond房屋价值中位数
70.9%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Richmond购房
如何申请
如何申请两个步骤,按此顺序
联系Richmond Redevelopment & Housing Authority (RRHA)预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
RRHA Homeownership Programs (ComeHome / Neighborhood Homeownership Initiative / Greenwalk)是什么?
RRHA Homeownership Programs (ComeHome / Neighborhood Homeownership Initiative / Greenwalk)是面向Richmond,Virginia购房者的首付援助,由Richmond Redevelopment & Housing Authority (RRHA)管理。 RRHA's homeownership initiative sells renovated, affordable single-family homes to first-time and low-to-moderate-income buyers in targeted Richmond neighborhoods. Through the Neighborhood Homeownership Initiative and Greenwalk programs, RRHA acquires and renovates homes that are sold to households earning below 80% of AMI, while the ComeHome program helps RRHA public-housing residents and voucher holders transition to ownership. Below-market purchase of renovated single-family homes. Energy-efficient EarthCraft-certified homes (Greenwalk). Pathway to ownership for public-housing residents and voucher holders (ComeHome). Neighborhood revitalization. 资金来自Federal and private funds (historically HUD HOPE VI, HOME, CDBG); program sells RRHA-renovated homes。
需要偿还吗?
RRHA Homeownership Programs (ComeHome / Neighborhood Homeownership Initiative / Greenwalk)是首付援助,按Richmond Redevelopment & Housing Authority (RRHA)设定的条款偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
RRHA Homeownership Programs (ComeHome / Neighborhood Homeownership Initiative / Greenwalk)面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 居住要求:ComeHome is limited to RRHA public-housing residents and voucher holders; NHI/Greenwalk homes are in specific Richmond neighborhoods (Randolph/Maymont, Highland Park, Southside, Blackwell)。 RRHA's active homeownership programs are ComeHome (2023-present, for RRHA residents/voucher holders), the Neighborhood Homeownership Initiative (119 renovated homes for buyers <80% AMI), and Greenwalk (EarthCraft homes for first-time buyers <80% AMI). Distinct from the City of Richmond HOME Homeownership program. GAPS: per-unit assistance amount, interest rate, loan term, forgiveness terms, recapture, credit score, DTI, homebuyer-education requirement, max purchase price, participating lenders, and full income-limit table by household size are not published — confirm directly with RRHA at (804) 780-4200.
收入限制是多少?
RRHA Homeownership Programs (ComeHome / Neighborhood Homeownership Initiative / Greenwalk)将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Neighborhood Homeownership Initiative and Greenwalk homes are sold to households with incomes below 80% of Area Median Income. Full income-limit table by household size not published (confirm 80% AMI dollar limits for the Richmond, VA MSA with RRHA). ComeHome is restricted to current RRHA public-housing residents and Housing Choice Voucher holders. 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
RRHA Homeownership Programs (ComeHome / Neighborhood Homeownership Initiative / Greenwalk)可用于Single Family。 新建房屋不符合条件。 预制房屋不符合条件。
适用于哪些地区?
RRHA Homeownership Programs (ComeHome / Neighborhood Homeownership Initiative / Greenwalk)服务于在Richmond,Virginia购房的购房者。 该项目针对特定区域:Randolph/Maymont, Highland Park, Southside, Blackwell, and Randolph neighborhoods of Richmond。
如何申请?
RRHA Homeownership Programs (ComeHome / Neighborhood Homeownership Initiative / Greenwalk)的申请通过Richmond Redevelopment & Housing Authority (RRHA)办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Richmond购房者面向Richmond购房者的其他项目
- HOME of Virginia HOMEownership Down Payment & Closing Cost Assistance Program最高$40,000
- HOME Homeownership Program延期
- Maggie Walker Community Land Trust Homeownership Program援助
两个项目能否结合使用,由各机构决定。申请前请先询问。
Richmond的全部75个项目项目条款由Richmond Redevelopment & Housing Authority (RRHA)设定,并可能变化;申请前请在官方网站上确认。