Staunton-Augusta-Waynesboro Habitat for Humanity Homeownership Program

Staunton-Augusta-Waynesboro Habitat for Humanity Homeownership Program是面向Staunton，Virginia购房者的第一抵押贷款，由Staunton-Augusta-Waynesboro Habitat for Humanity管理。 Staunton-Augusta-Waynesboro Habitat for Humanity sells newly constructed homes to qualified first-time buyers at the cost of construction with a zero-interest mortgage. Buyers make monthly payments covering principal, taxes, and insurance escrow over a 20-30 year term, and must complete 200 sweat-equity hours per adult.

Staunton-Augusta-Waynesboro Habitat for Humanity Homeownership Program是第一抵押贷款，按Staunton-Augusta-Waynesboro Habitat for Humanity设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Staunton-Augusta-Waynesboro Habitat for Humanity Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程。 居住要求：Must have lived or worked in Augusta County, City of Staunton, or City of Waynesboro for at least 1 year. 公民身份或移民身份：U.S. citizen or legal permanent resident。 200 sweat equity hours per adult; non-medical delinquent debt must not exceed $1,000; demonstrated housing need; willingness to partner with Habitat; ability to pay an affordable mortgage; credit/background check. Next orientation June 24, 2026 at Waynesboro Public Library. Distinct from the DHCD-funded Habitat for Humanity Virginia Statewide DPA.

Staunton-Augusta-Waynesboro Habitat for Humanity Homeownership Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income at or below 80% AMI for the Staunton-Waynesboro MSA (HUD AMI). 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Staunton-Augusta-Waynesboro Habitat for Humanity Homeownership Program可用于Single Family。 新建房屋符合条件。

Staunton-Augusta-Waynesboro Habitat for Humanity Homeownership Program服务于在Staunton，Virginia购房的购房者。

Staunton-Augusta-Waynesboro Habitat for Humanity Homeownership Program的申请通过Staunton-Augusta-Waynesboro Habitat for Humanity办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。