Virginia Individual Development Accounts (VIDA) Program - United Way of Henry County & Martinsville

Virginia Individual Development Accounts (VIDA) Program - United Way of Henry County & Martinsville是面向Martinsville，Virginia购房者的首付援助，由United Way of Henry County and Martinsville (UWHCM)管理。 The United Way of Henry County and Martinsville administers the Virginia Individual Development Accounts (VIDA) program locally as a financial-education and matched-savings program to help working families make their first home purchase. Participants save $1,000 of their own money and earn a $10-for-$1 match, for up to $10,000 toward a down payment and closing costs (save $1 + earn $10 match = $11 toward savings, maximum $10,000 match). Participants also receive financial counseling, credit-building support, and homebuyer education (UWHCM partners with SERCAP in Roanoke for HUD housing counseling). The program serves residents of the City of Martinsville and Henry County. Matched savings (save $1,000, earn up to $10,000 match at 10:1). Financial counseling. Credit-building assistance. HUD housing counseling via SERCAP. Homebuyer education. 资金来自Virginia DHCD Virginia Individual Development Accounts (VIDA) program。

Virginia Individual Development Accounts (VIDA) Program - United Way of Henry County & Martinsville提供最高$10,000的援助。 购房者自付部分：Participant saves $1,000 of their own funds, matched at $10 per $1. 金额是该项目公布的上限，并非报价——具体每人的援助金额由United Way of Henry County and Martinsville (UWHCM)决定。

Virginia Individual Development Accounts (VIDA) Program - United Way of Henry County & Martinsville是首付援助，按United Way of Henry County and Martinsville (UWHCM)设定的条款偿还。 触发还款的情形：Match funds must be applied to a qualifying first home purchase. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Virginia Individual Development Accounts (VIDA) Program - United Way of Henry County & Martinsville面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：Minimum credit score of 580; UWHCM will work with applicants to raise credit scores if needed. 须参加购房者教育课程，由HUD housing counseling provided via SERCAP (Roanoke); UWHCM financial education提供。 居住要求：Must live in the City of Martinsville or Henry County, Virginia. 公民身份或移民身份：Must be a U.S. citizen or legal resident and a Virginia resident. Matched-savings (IDA) program. Eligibility: U.S. citizen or legal resident and VA resident, 18+, earned income from employment/self-employment, minimum credit score 580 (assistance to improve), household net worth under $10,000, meet regional VIDA income limits. Serves City of Martinsville and Henry County only. Distinct from the Norfolk-area VIDA already in catalog. No special-population targeting.

Virginia Individual Development Accounts (VIDA) Program - United Way of Henry County & Martinsville将家庭收入限制在$62,500。 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Virginia Individual Development Accounts (VIDA) Program - United Way of Henry County & Martinsville可用于Single Family。

Virginia Individual Development Accounts (VIDA) Program - United Way of Henry County & Martinsville服务于在Martinsville，Virginia购房的购房者。

Virginia Individual Development Accounts (VIDA) Program - United Way of Henry County & Martinsville的申请通过United Way of Henry County and Martinsville (UWHCM)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Applicants complete an interest form and are contacted by a UWHCM VIDA representative.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。