York County HOME Down Payment and Closing Cost Program

York County HOME Down Payment and Closing Cost Program是面向Yorktown，Virginia购房者的可免除贷款，由York County Housing & Neighborhood Revitalization Division管理。 The HOME Down Payment and Closing Cost Program, administered by York County's Housing & Neighborhood Revitalization Division using federal HOME Investment Partnerships funds, provides up to $10,000 in down payment and/or closing cost assistance to qualified first-time homebuyers purchasing a new or existing home in York County. Assistance is a forgivable loan secured by a promissory note that is cancelled after five years of continued ownership. Buyers must contribute 1% of the sales price, complete a Virginia Housing-approved homebuyer education class, and have household income at or below 80% AMI. Up to $10,000 toward down payment and/or closing costs as a 5-year forgivable loan with no monthly payments and no prepayment penalty. 资金来自Federal HOME Investment Partnerships Program funds administered by York County。

York County HOME Down Payment and Closing Cost Program提供最高$10,000的援助。 购房者自付部分：Buyer contribution of 1% of the sales price required。 金额是该项目公布的上限，并非报价——具体每人的援助金额由York County Housing & Neighborhood Revitalization Division决定。

York County HOME Down Payment and Closing Cost Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Note is in default if the homeowner sells, transfers, leases, deeds, or conveys all or part of the property or any interest within five (5) years from the date of closing; if no default occurs within five years, the note is cancelled and no repayment is owed. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

York County HOME Down Payment and Closing Cost Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Must not have owned a home within the previous three (3) years。 须参加购房者教育课程，由Virginia Housing (VHDA) approved First-Time Homebuyer Education Class - Certificate of completion required提供。 居住要求：Property being purchased must be located in York County, Virginia。 Program manager: Abbitt Woodall, Housing and Neighborhood Revitalization Manager. Distinct county-administered program separate from the regional Hampton Roads Loan Fund Partnership. The published income-limit table's HUD AMI year is not stated on the page (figures correspond to an earlier FY), reported as-published without asserting a year.

York County HOME Down Payment and Closing Cost Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income may not exceed 80% of the area median income limit based on household size. Published limits: 1p $55,450; 2p $63,400; 3p $71,300; 4p $79,200; 5p $85,550; 6p $91,900; 7p $98,250; 8p $104,550. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

York County HOME Down Payment and Closing Cost Program可用于Single Family。 新建房屋符合条件。

York County HOME Down Payment and Closing Cost Program服务于在Yorktown，Virginia购房的购房者。

York County HOME Down Payment and Closing Cost Program的申请通过York County Housing & Neighborhood Revitalization Division办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。