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本页面由机器翻译。英文版本为原文。

县级项目需偿还

Down Payment Assistance Loan (NeighborWorks of Western Vermont)

Down Payment Assistance Loan (NeighborWorks of Western Vermont)是面向Rutland,Vermont购房者的需偿还的第二贷款,由NeighborWorks of Western Vermont (NWWVT)管理。

最近核实于来源:NeighborWorks of Western Vermont (NWWVT)

该项目要求

  • 房屋作为主要住所自住
  • 完成购房者教育课程,由NeighborWorks of Western Vermont HomeOwnership Center提供
  • Distinct agency from VHFA 'Down Payment Assistance Loan' already in catalog. DPA rate variable (1st-mortgage rate + 2%). Income limits not stated ('all qualified borrowers').
  • 位于Statewide County的房屋

不适用于

  • Statewide County以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

如何申请

  1. 参加购房者教育课程

    项目要求,由NeighborWorks of Western Vermont HomeOwnership Center提供。

  2. 联系NeighborWorks of Western Vermont (NWWVT)预留资金

    资金向提供方预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Down Payment Assistance Loan (NeighborWorks of Western Vermont)是什么?

Down Payment Assistance Loan (NeighborWorks of Western Vermont)是面向Rutland,Vermont购房者的需偿还的第二贷款,由NeighborWorks of Western Vermont (NWWVT)管理。 A second-mortgage down payment assistance loan of up to $50,000 (or 20% of purchase price, whichever is lower), available to all qualified borrowers in Vermont. Structured as a 15-year fixed-rate loan at 2% above the first-mortgage rate, paired with a partner lender for up to 100% financing with no PMI. Can combine with VHFA ASSIST and Freddie Mac Home Possible Advantage. Up to $50,000 (or 20% of purchase price); avoids 20% down and eliminates PMI; up to 100% financing via partner lenders; no prepayment penalty; layerable with VHFA ASSIST. 资金来自NeighborWorks of Western Vermont (VT Licensed Lender #6200, NMLS #194008)。

提供多少援助?

Down Payment Assistance Loan (NeighborWorks of Western Vermont)提供最高$50,000的援助。 援助档次:15-year term; rate set at 2% above the first mortgage rate; up to $50,000 or 20% of purchase price, whichever is lower。 金额是该项目公布的上限,并非报价——具体每人的援助金额由NeighborWorks of Western Vermont (NWWVT)决定。

需要偿还吗?

Down Payment Assistance Loan (NeighborWorks of Western Vermont)是需偿还的第二贷款,按NeighborWorks of Western Vermont (NWWVT)设定的条款偿还。 触发还款的情形:Amortizing 15-year repayment (monthly payments)。 该援助以Second顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

Down Payment Assistance Loan (NeighborWorks of Western Vermont)面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程,由NeighborWorks of Western Vermont HomeOwnership Center提供。 Distinct agency from VHFA 'Down Payment Assistance Loan' already in catalog. DPA rate variable (1st-mortgage rate + 2%). Income limits not stated ('all qualified borrowers').

适用于哪些地区?

Down Payment Assistance Loan (NeighborWorks of Western Vermont)服务于在Rutland,Vermont购房的购房者。

如何申请?

Down Payment Assistance Loan (NeighborWorks of Western Vermont)的申请通过NeighborWorks of Western Vermont (NWWVT)办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由NeighborWorks of Western Vermont (NWWVT)设定,并可能变化;申请前请在官方网站上确认。