MOVE MCC

MOVE MCC是面向Statewide县，Vermont购房者的抵押贷款抵税证书，由Vermont Housing Finance Agency (VHFA)管理。 MOVE MCC pairs the VHFA MOVE first mortgage with a Mortgage Credit Certificate issued at closing, providing an annual federal income tax credit of up to $2,000 (20% of annual mortgage interest paid). First-time homebuyer and income/purchase-price limits apply. VHFA MOVE first mortgage plus an MCC; annual federal income tax credit up to $2,000 (20% of mortgage interest) for as long as the borrower holds the original loan and occupies the home. 资金来自Vermont Housing Finance Agency (federal MCC bond authority)。

MOVE MCC提供最高$2,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Vermont Housing Finance Agency (VHFA)决定。

MOVE MCC是税收抵免而非贷款，因此无需偿还。 该援助以First (underlying MOVE mortgage)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

MOVE MCC面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 该项目列出的最低信用分数为640。 须参加购房者教育课程，由VHFA-approved homebuyer education provider (at least one borrower)提供。 Official MCC credit is 20% (some third-party sources say 50%). Min credit score floor 640 used.

MOVE MCC的收入限制如下：MOVE/MOVE MCC limits (as of 7/14/2025): Addison/Bennington/Windsor $110,000 (1-2), $130,000 (3+); most counties $120,000 (1-2), $140,000 (3+); Washington $125,000 (1-2), $145,000 (3+). 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

MOVE MCC将房价上限设为$500,000。

MOVE MCC服务于在Statewide县，Vermont购房的购房者。

MOVE MCC的申请通过Vermont Housing Finance Agency (VHFA)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。