Down Payment / Closing Cost Assistance

Down Payment / Closing Cost Assistance是面向Multiple县，Washington购房者的延期第二贷款。 Spokane Indian Housing Authority NAHASDA-funded down payment and closing cost assistance program for enrolled Spokane Tribe of Indians members purchasing a primary residence within the Spokane tribal service area in eastern Washington. Down payment and closing cost assistance for enrolled members of the Spokane Tribe of Indians purchasing a primary residence within the Spokane tribal service area. NAHASDA/IHBG-funded 0% deferred forgivable second mortgage — no monthly payment, forgiven over an affordability period if owner-occupancy maintained. 资金来自Federal、HUD、NAHASDA、IHBG和Tribal。

Down Payment / Closing Cost Assistance在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Forgiven over affordability period if owner-occupied和payable in full on sale, refinance with cash-out, or vacating primary residence。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Down Payment / Closing Cost Assistance面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：620 minimum FICO recommended; first-mortgage lender overlays apply。 须参加购房者教育课程，由Spokane Indian Housing Authority homebuyer education and HUD-approved native homebuyer counseling提供。 居住要求：Property within Spokane tribal service area (Stevens, Spokane, Pend Oreille, Lincoln counties); owner-occupied primary residence。 公民身份或移民身份：Enrolled member of the Spokane Tribe of Indians; other federally enrolled American Indians where funds permit。 Enrolled member of the Spokane Tribe of Indians (or other federally enrolled American Indian where program funds permit). Property within Spokane tribal service area (Stevens, Spokane, Pend Oreille, Lincoln counties). Owner-occupied primary residence. Spokane Indian Housing Authority homebuyer education required. Income $21,200 (1 person) to $106,500 (8 person) per HUD NAHASDA / IHBG limits.

Down Payment / Closing Cost Assistance将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income $21,200 (1 person, ~30% AMI) to $106,500 (8 person, ~80% AMI) per HUD NAHASDA / IHBG limits for the Spokane tribal service area. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Down Payment / Closing Cost Assistance的房价上限如下：Reasonable purchase price for primary residence in Spokane service area。 符合条件的房屋类型包括Single-family detached, condo, townhouse, modular, manufactured (with land)。 新建房屋符合条件。 预制房屋符合条件。

Down Payment / Closing Cost Assistance在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员、遗属配偶和美洲印第安人和阿拉斯加原住民购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Down Payment / Closing Cost Assistance服务于在Multiple县，Washington购房的购房者。 该项目针对特定区域：Spokane Tribe of Indians service area in eastern Washington (Stevens, Spokane, Pend Oreille, Lincoln counties)。

Down Payment / Closing Cost Assistance的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Apply via Spokane Indian Housing Authority; first-come first-served per annual NAHASDA allocation预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。