HomeSight Revolving Loan Fund (Statewide)

HomeSight Revolving Loan Fund (Statewide)是面向Washington购房者的延期第二贷款。 HomeSight Revolving Loan Fund (Statewide) is HomeSight's general purchase-assistance product available to first-time homebuyers anywhere in Washington State where HomeSight has lending authority. It is the umbrella revolving fund from which county-specific PSRLF tiers (Seattle, Pierce, Snohomish, South King) are carved. Statewide allocation of HomeSight's Revolving Loan Fund providing flexible second-mortgage purchase assistance up to $70,000 for first-time homebuyers purchasing anywhere in Washington State where HomeSight is licensed. Loans typically priced at 1.5%-2.0% above first-mortgage rate based on AMI tier. 资金来自HomeSight Revolving Loan Fund (CDFI Fund, JPMorgan Chase impact investment, Seattle Foundation, private foundation capital)。

HomeSight Revolving Loan Fund (Statewide)为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Sale, transfer, cash-out refinance, end of term, or loss of owner-occupancy。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

HomeSight Revolving Loan Fund (Statewide)面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Exceptions for displaced homemakers, single parents, disaster-displaced。 关于信用，该项目说明：Minimum middle FICO 640。 须参加购房者教育课程，由HomeSight Homebuyer Education; HUD-approved counseling agencies; eHomeAmerica (hswa)提供。 居住要求：Must occupy as primary residence; property in Washington State。 公民身份或移民身份：U.S. citizen or qualified alien。 Statewide WA borrowers; first-time homebuyer (no ownership in last 3 years); HomeSight homebuyer education and 1:1 counseling; minimum borrower contribution; income/asset underwriting per HomeSight guidelines; AMI limits apply per local HUD MSA / county.

HomeSight Revolving Loan Fund (Statewide)的收入限制如下：Income limits vary by HUD MSA / county where property is located (typically up to 120% AMI). Refer to HomeSight loan matrix for specific county. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

HomeSight Revolving Loan Fund (Statewide)的房价上限如下：Tied to first-mortgage product limits and HomeSight underwriting。 符合条件的房屋类型包括SFR detached, townhome, warrantable condo, 2-4 unit owner-occupied。 新建房屋符合条件。 预制房屋不符合条件。

HomeSight Revolving Loan Fund (Statewide)在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员、遗属配偶、美洲印第安人和阿拉斯加原住民购房者、教育工作者、执法人员、消防员、医护人员和残障购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

HomeSight Revolving Loan Fund (Statewide)服务于在Washington任何地方购房的购房者。 该项目针对特定区域：Black Home Initiative target areas (South Seattle, South King County, North Pierce County) prioritized。

HomeSight Revolving Loan Fund (Statewide)的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过HomeSight Homebuyer Portal application预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。