Kitsap County Down Payment Assistance

Kitsap County Down Payment Assistance是面向Kitsap县，Washington购房者的延期第二贷款。 Kitsap County down payment assistance program — funded by Kitsap County HOME Consortium and county housing trust dollars; administered by Community Frameworks for income-qualified first-time homebuyers purchasing in Kitsap County. Deferred 0% second mortgage of typically $5,000-$40,000 for income-qualified first-time homebuyers purchasing a primary residence within Kitsap County (urban / non-rural areas). Funded by Kitsap County HOME Consortium and County housing trust dollars, administered by Community Frameworks. No monthly payment. principal due on sale, refinance with cash-out, or when no longer primary residence. 资金来自Federal、HUD、HOME、Local和County。

Kitsap County Down Payment Assistance在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Forgiven over HUD HOME affordability period和payable on sale, refinance with cash-out, or vacating primary residence。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Kitsap County Down Payment Assistance面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：HUD displaced-homemaker / single-parent exceptions apply。 关于信用，该项目说明：640 minimum FICO typical; first-mortgage lender overlays apply。 须参加购房者教育课程，由Community Frameworks HUD-approved homebuyer education or other HUD-approved 8-hour course提供。 居住要求：Property within Kitsap County; owner-occupied primary residence。 公民身份或移民身份：U.S. citizen or qualified non-citizen (per HUD HOME rules)。 First-time homebuyer (HUD displaced-homemaker exceptions apply). Property must be within Kitsap County. Owner-occupied primary residence. HUD-approved homebuyer education required. Income $67,050 (1 person) to $126,400 (8 person) per HUD HOME 80% AMI for Kitsap County / Bremerton-Silverdale MSA.

Kitsap County Down Payment Assistance将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income $67,050 (1 person) to $126,400 (8 person) per HUD HOME 80% AMI limits for Kitsap County / Bremerton-Silverdale MSA. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Kitsap County Down Payment Assistance的房价上限如下：Subject to HUD HOME maximum sales price for Kitsap County (existing/new); verify current limit with Community Frameworks。 符合条件的房屋类型包括Single-family detached, condo, townhouse, 2-4 unit (with owner-occupancy), manufactured on land。 新建房屋符合条件。 预制房屋符合条件。

Kitsap County Down Payment Assistance在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员和遗属配偶。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Kitsap County Down Payment Assistance服务于在Kitsap县，Washington购房的购房者。 该项目针对特定区域：Kitsap County, Washington。

Kitsap County Down Payment Assistance的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Apply via Community Frameworks; first-come first-served subject to annual Kitsap County HOME allocation预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。