Pierce County Loan

Pierce County Loan是面向Pierce县，Washington购房者的延期第二贷款。 HomeSight-administered Pierce County loan funded by Pierce County HOME / Affordable Housing Trust Fund providing 0%-3% deferred-payment second mortgages to lower-income first-time buyers in Pierce County. Pierce County HOME / Affordable Housing Trust Fund DPA loan administered by HomeSight, providing up to $50,000 in deferred-payment second-mortgage assistance for low-income (<=80% AMI) first-time homebuyers purchasing in Pierce County (outside of Tacoma, Lakewood, Bonney Lake, Auburn, Pacific city limits in some sub-allocations). 资金来自Pierce County HOME Investment Partnerships Program / Pierce County Affordable Housing Funds。

Pierce County Loan为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Sale, transfer, cash-out refi, term end, loss of owner-occupancy。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Pierce County Loan面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Displaced homemakers, single parents, disaster-displaced (HOME 24 CFR 92.2)。 关于信用，该项目说明：Minimum middle FICO 620。 须参加购房者教育课程，由HomeSight Homebuyer Education; Pierce County HUD-approved counseling agencies提供。 居住要求：Owner-occupied; property in Pierce County。 公民身份或移民身份：U.S. citizen or qualified alien per HOME rules。 Property must be located in Pierce County. First-time homebuyer (no ownership in last 3 years); HomeSight education + counseling; minimum buyer contribution; income up to 80% Tacoma HMFA AMI (~$64,800 1-person to ~$92,650 8-person).

Pierce County Loan将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 80% HUD AMI for Tacoma-Lakewood HMFA, adjusted for household size; approximately $64,800 (1-person) to $92,650 (8-person). 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Pierce County Loan的房价上限如下：Per Pierce County program guidelines and first-mortgage product limits。 符合条件的房屋类型包括SFR, townhome, condo, manufactured (real-property), 2-4 unit owner-occupied。 新建房屋符合条件。 预制房屋符合条件。

Pierce County Loan在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员、遗属配偶、美洲印第安人和阿拉斯加原住民购房者、教育工作者、执法人员、消防员、医护人员和残障购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Pierce County Loan服务于在Pierce县，Washington购房的购房者。

Pierce County Loan的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过HomeSight Homebuyer Portal; first-come, first-served subject to Pierce County allocation预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。