Washington Home Advantage

Washington Home Advantage是面向Washington购房者的延期第二贷款。 The Washington Home Advantage Down Payment Assistance program, offered through the Washington State Housing Finance Commission (WSHFC), provides eligible first-time homebuyers with down payment and closing cost assistance of up to 4% of the first mortgage loan amount. The assistance is structured as a second mortgage with low interest. Borrowers must use a WSHFC Home Advantage first mortgage. Income and purchase price limits apply. The program is available statewide in Washington and is compatible with FHA, VA, USDA, and Conventional loans. Up to 4% of first mortgage amount in down payment and closing cost assistance. Low 1% fixed interest rate on the second mortgage. Available to all homebuyers, not just first-time buyers. Statewide availability throughout Washington State. Compatible with FHA, VA, USDA, and Conventional loans. No prepayment penalty. Paired with competitive WSHFC Home Advantage first mortgage rates. 资金来自State。

Washington Home Advantage为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Sale、Refinance、No Longer Primary和Maturity Date。 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Washington Home Advantage面向将房屋作为主要住所自住的购房者。 该项目列出的最低信用分数为620。 须参加购房者教育课程，由WSHFC-approved homebuyer education seminar providers. See wshfc.org for a list of approved providers and online/in-person seminar options.提供。 居住要求：State Resident。 公民身份或移民身份：U.S. Citizen or Permanent Resident。 Must use a WSHFC-approved lender; must complete an approved homebuyer education seminar; income of all household members counts toward limit; property must be primary residence in Washington State.

Washington Home Advantage将家庭收入限制在地区收入中位数的100%，该数值因县和家庭人数而异。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Washington Home Advantage的房价上限如下：Purchase price limits vary by county; see WSHFC website for current limits。 符合条件的房屋类型包括Single Family、Condo、Townhouse、Manufactured Home和New Construction。 新建房屋符合条件。 预制房屋符合条件。

Washington Home Advantage服务于在Washington任何地方购房的购房者。

Washington Home Advantage的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。