Dane County CDBG Down Payment Assistance Program

Dane County CDBG Down Payment Assistance Program是面向Dane县，Wisconsin购房者的延期第二贷款，由Dane County (CDBG/HOME), administered by Movin' Out, Inc.管理。 A 0% interest, deferred-payment loan of up to $32,000 for down payment and closing costs for income-eligible first-time homebuyers purchasing in Dane County outside the City of Madison. Administered by Movin' Out, Inc. using Dane County CDBG/HOME funds. 0% interest deferred loan up to $32,000 toward down payment and closing costs; no monthly payments. 资金来自Dane County CDBG and HOME funds (federal HUD).

Dane County CDBG Down Payment Assistance Program提供最高$32,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Dane County (CDBG/HOME), administered by Movin' Out, Inc.决定。

Dane County CDBG Down Payment Assistance Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Deferred 0% loan repaid on sale, transfer, loss of owner-occupancy, or cash-out refinance (per program terms). 该援助以second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Dane County CDBG Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程。 Property must be in Dane County but outside the City of Madison. Borrower must contribute $500 of their own funds. Minimum housing-to-income ratio 25%; maximum ratios 38%/55%. Liquid cash reserves after closing limited to less than 12 months PITI. Requires HQS, Lead-Based Paint, and third-party inspections. CDBG/HOME funds must primarily benefit low-/moderate-income residents.

Dane County CDBG Down Payment Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 2026 Dane County household income limits (effective 6/1/2026): 1=$74,800; 2=$85,450; 3=$96,150; 4=$106,800; 5=$115,350; 6=$123,900; 7=$132,450; 8=$141,000. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Dane County CDBG Down Payment Assistance Program服务于在Dane县，Wisconsin购房的购房者。

Dane County CDBG Down Payment Assistance Program的申请通过Dane County (CDBG/HOME), administered by Movin' Out, Inc.办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。