Mon Valley Habitat for Humanity Homeownership Program

Mon Valley Habitat for Humanity Homeownership Program是面向Morgantown，West Virginia购房者的第一抵押贷款，由Mon Valley Habitat for Humanity管理。 Mon Valley Habitat for Humanity partners with qualified low-to-moderate-income families in Marion, Monongalia, and Preston Counties to provide newly built homes with affordable, 0%-interest mortgages. In place of a traditional down payment, buyers complete 150-250 sweat equity hours including homebuyer education. Income eligibility follows HUD 50-60% AMI ranges by county. 0% interest affordable mortgage. No conventional down payment (sweat equity). New-build homes. Homebuyer education included. Serves 3 counties. 资金来自Habitat for Humanity (nonprofit; donations and volunteer labor)。

Mon Valley Habitat for Humanity Homeownership Program是第一抵押贷款，按Mon Valley Habitat for Humanity设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Mon Valley Habitat for Humanity Homeownership Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Credit report reviewed; no bankruptcy in last 3 years; stable income 12 months; medical debt excluded from debt evaluation。 须参加购房者教育课程，由Homeownership & Financial Literacy classes (counted within sweat equity hours)提供。 居住要求：Must live and/or work in Marion, Monongalia, or Preston County for at least the last 12 months; cannot currently be a homeowner。 Applications accepted only for counties with open application windows (e.g. Monongalia deadline April 17, 2026). Must not currently own a home. Income ranges are HUD-based and vary by county/household size; confirm current-year figures with Habitat.

Mon Valley Habitat for Humanity Homeownership Program的收入限制如下：Income guidelines based on 50-60% of Area Median Income (HUD) by county. Monongalia County 4-person qualifying range $46,350-$55,620; Marion County 4-person range $36,650-$43,980. Ranges scale by household size 1-8. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Mon Valley Habitat for Humanity Homeownership Program可用于Single Family、Townhouse和2-4 Unit。 新建房屋符合条件。 预制房屋不符合条件。

Mon Valley Habitat for Humanity Homeownership Program服务于在Morgantown，West Virginia购房的购房者。

Mon Valley Habitat for Humanity Homeownership Program的申请通过Mon Valley Habitat for Humanity办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。