Parkersburg/Wood County HOME Consortium Down Payment Assistance Program

Parkersburg/Wood County HOME Consortium Down Payment Assistance Program是面向Parkersburg，West Virginia购房者的可免除贷款，由City of Parkersburg, Development Department (Parkersburg/Wood County HOME Consortium)管理。 The Parkersburg/Wood County HOME Consortium DPAP provides up to $15,000 in HOME-funded forgivable loans to first-time, low- and moderate-income homebuyers in Wood County for down payment and closing costs. The loan carries 0% interest and a 5-year term; if the buyer maintains ownership and occupancy for 5 years the loan is fully forgiven. Closing-cost assistance is capped at $2,500 of the total. Up to $15,000 forgivable. 0% interest. Forgiven after 5 years of occupancy. Covers down payment and closing costs. 资金来自HUD HOME Investment Partnership funds via Parkersburg/Wood County HOME Consortium。

Parkersburg/Wood County HOME Consortium Down Payment Assistance Program提供最高$15,000的援助。 购房者自付部分：Homebuyer must provide minimum of $500 OR 3% of total down payment and closing costs, whichever is higher; plus refundable $50 application fee。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Parkersburg, Development Department (Parkersburg/Wood County HOME Consortium)决定。

Parkersburg/Wood County HOME Consortium Down Payment Assistance Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Sale, lease, transfer, or failure to occupy as primary residence before the 5-year affordability period expires; lapse of required flood insurance or failure to maintain property to code also triggers full repayment。 该援助以second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Parkersburg/Wood County HOME Consortium Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Displaced homemaker/displaced homeowner who does not presently own a home qualifies; otherwise no prior ownership permitted。 须参加购房者教育课程，由HUD-certified Housing Counselor (course completion certificate required at application)提供。 Consortium covers Wood County + cities of Parkersburg, Vienna, Williamstown. Not confirmed from source: min_credit_score. Guidelines revised September 30, 2022; page active as of 2026.

Parkersburg/Wood County HOME Consortium Down Payment Assistance Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 HUD Section 8 income limits for Parkersburg MSA; effective 6/15/2022: 1-person $37,900 up to 8-person $71,450 (limits update periodically). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Parkersburg/Wood County HOME Consortium Down Payment Assistance Program将房价上限设为$144,400。 符合条件的房屋类型包括Single Family。

Parkersburg/Wood County HOME Consortium Down Payment Assistance Program服务于在Parkersburg，West Virginia购房的购房者。

Parkersburg/Wood County HOME Consortium Down Payment Assistance Program的申请通过City of Parkersburg, Development Department (Parkersburg/Wood County HOME Consortium)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。