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全州项目第一抵押贷款

West Virginia Veterans' Home Loan Mortgage Program

West Virginia Veterans' Home Loan Mortgage Program是面向Statewide,West Virginia购房者的第一抵押贷款,由West Virginia Housing Development Fund (WVHDF)管理。

最近核实于来源:West Virginia Housing Development Fund (WVHDF)

该项目要求

  • 首次购房者——有例外:Must be a first-time homebuyer (no prior-ownership exception stated)
  • 房屋作为主要住所自住
  • 完成购房者教育课程,由WVHDF-approved homebuyer education program提供
  • 居住要求:Must be a West Virginia resident
  • Confirm current funding availability with WVHDF (an earlier release reported initially-allocated funding committed; site currently states the program is open as of June 2026). Exact rate varies with the Homeownership rate; min_credit_score not numerically stated.
  • 位于West Virginia的房屋

不适用于

  • 超过$350,000房价上限的购房

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

适用地区

West Virginia的房屋

  • 70.9% 独栋
  • 2.7% 联排
  • 4.9% 2–4个单元
  • 7.8% 5+个单元
  • 13.7% 活动房屋及其他

$162,600

West Virginia房屋价值中位数

55.9%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。

如何申请

  1. 参加购房者教育课程

    项目要求,由WVHDF-approved homebuyer education program提供。

  2. 联系West Virginia Housing Development Fund (WVHDF)预留资金

    资金向提供方预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

West Virginia Veterans' Home Loan Mortgage Program是什么?

West Virginia Veterans' Home Loan Mortgage Program是面向Statewide,West Virginia购房者的第一抵押贷款,由West Virginia Housing Development Fund (WVHDF)管理。 A WVHDF first-mortgage program created by the WV Legislature offering eligible veterans, active-duty servicemembers, and surviving spouses of those killed in the line of duty an interest rate 1% below the Fund's standard Homeownership Program rate. There is no income limit and a $350,000 purchase-price limit. Borrowers must be WV residents and first-time buyers, complete homebuyer education, and contribute at least $2,500; the program is compatible with the Fund's Low Down Home Loan DPA second mortgage. Interest rate 1% below Homeownership Program rate. No income limit. $350,000 price limit. Stackable with Low Down Home Loan DPA. For veterans, active duty, reservists, and surviving spouses. 资金来自WVHDF (created by the WV Legislature for veterans/servicemembers)。

需要偿还吗?

West Virginia Veterans' Home Loan Mortgage Program是第一抵押贷款,按West Virginia Housing Development Fund (WVHDF)设定的条款偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

West Virginia Veterans' Home Loan Mortgage Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况:Must be a first-time homebuyer (no prior-ownership exception stated)。 须参加购房者教育课程,由WVHDF-approved homebuyer education program提供。 居住要求:Must be a West Virginia resident。 Confirm current funding availability with WVHDF (an earlier release reported initially-allocated funding committed; site currently states the program is open as of June 2026). Exact rate varies with the Homeownership rate; min_credit_score not numerically stated.

收入限制是多少?

West Virginia Veterans' Home Loan Mortgage Program的收入限制如下:No income limit。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

West Virginia Veterans' Home Loan Mortgage Program将房价上限设为$350,000。

是否有针对特定群体的资格?

West Virginia Veterans' Home Loan Mortgage Program在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员和遗属配偶。 在此列出仅表示项目提到了该群体,并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

适用于哪些地区?

West Virginia Veterans' Home Loan Mortgage Program服务于在Statewide,West Virginia购房的购房者。

如何申请?

West Virginia Veterans' Home Loan Mortgage Program的申请通过West Virginia Housing Development Fund (WVHDF)办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

同样面向West Virginia购房者

两个项目能否结合使用,由各机构决定。申请前请先询问。

West Virginia的全部68个项目

项目条款由West Virginia Housing Development Fund (WVHDF)设定,并可能变化;申请前请在官方网站上确认。