WVHDF Movin' Up Program

WVHDF Movin' Up Program是面向West Virginia购房者的第一抵押贷款，由West Virginia Housing Development Fund (WVHDF)管理。 The WVHDF Movin' Up Program provides fixed-rate first-mortgage financing to moderate-income first-time and repeat home buyers, with no first-time homebuyer requirement, making it a strong option for current homeowners who want a change or first-time buyers who exceed Homeownership Program income limits. It uses a single statewide income limit of $171,120 and a statewide sales-price limit of $350,000, and provides access to the Fund's Low Down Home Loan for down payment/closing cost assistance. A Movin' Up Special tier offers a reduced rate and lower-cost PMI for borrowers at or below 80% of census-tract Area Median Income. No first-time homebuyer requirement (repeat buyers welcome). Generous statewide income limit of $171,120. Statewide sales price limit of $350,000. No lot size/acreage limit. Access to the Low Down Home Loan (up to $15,000 at 2%). Movin' Up Special offers reduced rate and lower-cost PMI for 80% AMI borrowers. Accepts FHA, VA, USDA, and conventional/PMI loans. 资金来自WVHDF (Movin' Up is a Fund mortgage product; statewide income limit and no first-time buyer requirement indicate it is not financed under the same tax-exempt bond restrictions as the Homeownership Program)。

WVHDF Movin' Up Program是第一抵押贷款，按West Virginia Housing Development Fund (WVHDF)设定的条款偿还。 该援助以first顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

WVHDF Movin' Up Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：No published hard minimum; generally low- to mid-600s can be acceptable subject to overall qualification (per Fund FAQ for its loan programs). 须参加购房者教育课程，由Homebuyer Education/Counseling required on conventionally insured or uninsured loans (free Fannie Mae HomeView course at fanniemae.com/education). On government-insured loans (FHA, VA, USDA), follow the insuring agency's homebuyer education guidelines. HUD-certified counseling agencies also available.提供。 居住要求：Home must be purchased in West Virginia。 No first-time buyer requirement. Construction financing not available. No cosigners. Singlewide manufactured homes not eligible (doublewide only). Min credit score, max DTI, max liquid assets, rate lock period, points/fees, and annual funding cap were not published on official sources (30-year fixed inferred from the Fund's standard product structure). Recapture status for Movin' Up not explicitly addressed in the recapture FAQ (which covers the Homeownership Program); marked false based on absence of bond-program restrictions, but should be confirmed with the Fund.

WVHDF Movin' Up Program将家庭收入限制在$171,120。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

WVHDF Movin' Up Program将房价上限设为$350,000。 符合条件的房屋类型包括single-family detached、townhome、condominium (approved)、unit in approved Planned Unit Development (PUD)和doublewide manufactured home (post-1976, new and existing)。 新建房屋符合条件。 预制房屋符合条件。

WVHDF Movin' Up Program在其服务群体中提到了退伍军人。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

WVHDF Movin' Up Program服务于在West Virginia任何地方购房的购房者。 该项目针对特定区域：While Movin' Up uses a single statewide income limit, the Movin' Up Special tier is targeted to census tracts where the borrower's qualifying income is at or below 80% of Area Median Income.

WVHDF Movin' Up Program的申请通过West Virginia Housing Development Fund (WVHDF)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Loans are reserved/locked by WVHDF Partner Lenders through the PowerLender system (wvhdf.powerlender.com)预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。