看看您可能符合哪些条件

本页面由机器翻译。英文版本为原文。

县级项目

Habitat for Humanity of the Eastern Bighorns Homeownership Program

Habitat for Humanity of the Eastern Bighorns Homeownership Program是面向Sheridan,Wyoming购房者的首付援助,由Habitat for Humanity of the Eastern Bighorns管理。

最近核实于来源:Habitat for Humanity of the Eastern Bighorns

该项目要求

  • 房屋作为主要住所自住
  • 关于信用:A minimum credit score is required (specific number not published); credit report must be clear of bankruptcies, judgments, or foreclosures within the last 3 years
  • 完成购房者教育课程,由Habitat Eastern Bighorns Homeownership Preparation Workshops提供
  • 0% interest Habitat mortgage. 200-400 hours of sweat equity required (varies by family size); up to 30% of hours may come from recruited volunteers; credit must be free of bankruptcies, judgments, or foreclosures in last 3 years; workshops required before closing. Gaps: exact credit minimum, DTI, AMI dollar amounts, term length, and lien position not published.
  • 位于Sheridan County的房屋

不适用于

  • 预制房屋
  • Sheridan County以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

适用地区

Sheridan County的房屋

  • 73.7% 独栋
  • 3.6% 联排
  • 6.6% 2–4个单元
  • 8.6% 5+个单元
  • 7.5% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$394,900

Sheridan County房屋价值中位数

46.3%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Sheridan County购房

如何申请

  1. 参加购房者教育课程

    项目要求,由Habitat Eastern Bighorns Homeownership Preparation Workshops提供。

  2. 联系Habitat for Humanity of the Eastern Bighorns预留资金

    资金通过Open application cycle; information session required before application预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Habitat for Humanity of the Eastern Bighorns Homeownership Program是什么?

Habitat for Humanity of the Eastern Bighorns Homeownership Program是面向Sheridan,Wyoming购房者的首付援助,由Habitat for Humanity of the Eastern Bighorns管理。 Habitat for Humanity of the Eastern Bighorns builds simple, decent homes sold at no profit to partner families in the Sheridan area, financed with a no-interest Habitat mortgage and a minimal $3,500 down payment. Applicants must demonstrate housing need, willingness to partner (completing 200-400 sweat equity hours based on family size plus required homeownership workshops), and ability to pay. Income must fall between 30% and 80% of median income and within HUD limits for Sheridan County. 0% interest mortgage. Low $3,500 down payment. Home sold at no profit. Sweat equity builds ownership. Required homeownership workshops. 资金来自Volunteer labor, donations of money and materials, homeowner mortgage payments。

需要偿还吗?

Habitat for Humanity of the Eastern Bighorns Homeownership Program是首付援助,按Habitat for Humanity of the Eastern Bighorns设定的条款偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

Habitat for Humanity of the Eastern Bighorns Homeownership Program面向将房屋作为主要住所自住的购房者。 关于信用,该项目说明:A minimum credit score is required (specific number not published); credit report must be clear of bankruptcies, judgments, or foreclosures within the last 3 years。 须参加购房者教育课程,由Habitat Eastern Bighorns Homeownership Preparation Workshops提供。 0% interest Habitat mortgage. 200-400 hours of sweat equity required (varies by family size); up to 30% of hours may come from recruited volunteers; credit must be free of bankruptcies, judgments, or foreclosures in last 3 years; workshops required before closing. Gaps: exact credit minimum, DTI, AMI dollar amounts, term length, and lien position not published.

收入限制是多少?

Habitat for Humanity of the Eastern Bighorns Homeownership Program的收入限制如下:Serves families and individuals between 30% and 80% of median income; income must fall within HUD income limits for Sheridan County, WY。 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

Habitat for Humanity of the Eastern Bighorns Homeownership Program的房价上限如下:Homes sold to partner families at no profit。 符合条件的房屋类型包括Single Family。 新建房屋符合条件。 预制房屋不符合条件。

适用于哪些地区?

Habitat for Humanity of the Eastern Bighorns Homeownership Program服务于在Sheridan,Wyoming购房的购房者。

如何申请?

Habitat for Humanity of the Eastern Bighorns Homeownership Program的申请通过Habitat for Humanity of the Eastern Bighorns办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Open application cycle; information session required before application预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由Habitat for Humanity of the Eastern Bighorns设定,并可能变化;申请前请在官方网站上确认。