WCDA Amortizing DPA Loan Product

WCDA Amortizing DPA Loan Product是面向Statewide，Wyoming购房者的需偿还的第二贷款，由Wyoming Community Development Authority (WCDA)管理。 The Amortizing DPA Loan Product is WCDA's down payment assistance second mortgage for borrowers using the HFA Preferred or Advantage first-mortgage products. Unlike the 0% deferred Home$tretch DPA, this product carries a fixed interest rate and is fully amortizing with low monthly payments over a maximum 10-year term. The maximum loan amount is $15,000 and assists with down payment, closing costs, and prepaids. Up to $15,000 toward down payment, closing costs and prepaids. Available to non-first-time homebuyers. Low fixed monthly payments. Works with conventional HFA Preferred or government-financed Advantage loans.

WCDA Amortizing DPA Loan Product提供最高$15,000的援助。 援助档次：Single amortizing DPA tier; pairs with HFA Preferred or Advantage first mortgages only. 该项目要求购房者自付$1,500 minimum borrower contribution required (may be a gift). 该项目可与HFA Preferred or Advantage first mortgage; may also couple with WCDA MCC.结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Wyoming Community Development Authority (WCDA)决定。

WCDA Amortizing DPA Loan Product是需偿还的第二贷款，按Wyoming Community Development Authority (WCDA)设定的条款偿还。 触发还款的情形：Repaid via fully amortizing monthly payments over a maximum 10-year (120-month) term. 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

WCDA Amortizing DPA Loan Product面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Minimum 620 FICO required for all WCDA DPA loan products. 须参加购房者教育课程，由Wyoming Housing Network, Inc. (whninc.org) - online class plus one-on-one counseling/budgeting session.提供。 Distinct from Home$tretch DPA (0%/deferred, pairs with Standard FTHB and Spruce Up). Amortizing DPA pairs ONLY with HFA Preferred or Advantage. $1,500 min borrower contribution and 620 FICO apply to all WCDA DPA products. Per-county income/purchase-price tables should be confirmed live before publishing.

WCDA Amortizing DPA Loan Product的收入限制如下：Subject to WCDA income limits for the paired HFA Preferred/Advantage product, which vary by county and family size (posted at wyomingcda.com/purchase-price-income-limts). 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

WCDA Amortizing DPA Loan Product服务于在Statewide，Wyoming购房的购房者。

WCDA Amortizing DPA Loan Product的申请通过Wyoming Community Development Authority (WCDA)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Reserved through a WCDA participating lender at time of first-mortgage lock.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。