United Way of the Wabash Valley Home Down Payment Assistance Program

United Way of the Wabash Valley Home Down Payment Assistance Program هو منحة لمشتري المنازل في Terre Haute، Indiana، وتديره United Way of the Wabash Valley. A joint venture between United Way of the Wabash Valley and partnering Wabash Valley financial institutions that provides up to 5% in assistance (3% toward down payment and 2% toward closing costs) for the purchase of a home priced up to $80,000, with assistance capped at $4,000 for higher-priced homes. Households at or below 80% of county Area Median Income who invest at least $1,000 of their own funds and complete financial literacy education may qualify. Assistance is provided at closing and secured by a recorded Recapture Agreement requiring the buyer to remain in the home for 5 years. Up to 5% / $4,000 toward down payment and closing costs. No interest, no monthly payments. Forgiven after 5 years of owner-occupancy. Open to repeat buyers (not first-time-only). Paired with specialized lender mortgage packages. يأتي التمويل من United Way of the Wabash Valley and partnering financial institutions.

يقدم United Way of the Wabash Valley Home Down Payment Assistance Program مساعدة تصل إلى $4,000. مساهمة مشتري المنزل: Applicant must invest $1,000 of their own funds. يمكن الجمع بين البرنامج وSpecialized mortgage packages from participating banks (Hometown Savings Bank, First Financial Bank, Fifth Third Bank, First Farmers Bank & Trust, Fairway Home Mortgage). المبالغ هي الحدود القصوى التي ينشرها البرنامج، وليست عرضًا؛ United Way of the Wabash Valley هي التي تحدد أي مبلغ يُمنح لكل شخص.

United Way of the Wabash Valley Home Down Payment Assistance Program مصمَّم كمنحة، لذا لا يُسدَّد. يُستحق السداد عند Prorated repayment if borrower does not remain in the home for 5 years, per the recorded Recapture Agreement with UWWV. يحدد البرنامج شروط الإعفاء والسداد وقد تتغير؛ تحقّق منها في الصفحة الرسمية للبرنامج قبل التقديم.

United Way of the Wabash Valley Home Down Payment Assistance Program مفتوح أمام مشتري المنازل الذين سيسكنون المنزل كمسكن رئيسي. يلزم إكمال دورة لمشتري المنازل، عبر Applicant must complete 8 hours of approved financial literacy classes prior to closing, or provide proof of completing such courses within the last year. شرط الإقامة: New residence must be located in Clay, Parke, Sullivan, Vermillion, or Vigo County, Indiana, or Clark County, Illinois. الجنسية أو وضع الهجرة: Applicant must be a U.S. citizen or a legal resident with a Social Security number. Submit completed Eligibility Requirements form (signed by applicant and financial partner) to Michele Bennett, UWWV Community Impact Manager (mbennett@uwwv.org). Counties served: Clay, Parke, Sullivan, Vermillion, Vigo (IN) and Clark (IL). Education = 8 hours of financial literacy.

يحدد United Way of the Wabash Valley Home Down Payment Assistance Program دخل الأسرة بما لا يتجاوز 80% من الدخل الوسيط في المنطقة، وهو يختلف بحسب المقاطعة وحجم الأسرة. Entire household income must be under 80% of the county's Area Median Income (HUD limits); proof of income required. ينطبق الحد على إجمالي دخل الأسرة، وليس على دخل المقترض وحده. تنشر HUD أرقام الدخل الوسيط في المنطقة وتحدّثها سنويًا، لذا راجع الجدول الحالي للمقاطعة قبل الاعتماد على أي رقم.

يمكن استخدام United Way of the Wabash Valley Home Down Payment Assistance Program لـSingle Family.

يخدم United Way of the Wabash Valley Home Down Payment Assistance Program مشتري المنازل الذين يشترون في Terre Haute، Indiana.

تُقدَّم طلبات United Way of the Wabash Valley Home Down Payment Assistance Program عبر United Way of the Wabash Valley، التي تنشر الشروط الحالية وخطوات التقديم على موقعها. تُحجز الأموال عبر Lender or applicant contacts UWWV to confirm funds available; signed Eligibility Requirements form approved by UWWV reserves funds; 2 months to close once approved. Hey Prescott ليست جهة إقراض ولا تقبل الطلبات؛ تصف هذه الصفحة البرنامج ليتمكن مشتري المنزل من عرضه على جهة إقراض أو مستشار إسكان.