USDA Section 502 Direct Single Family Housing Loan (Maine)

USDA Section 502 Direct Single Family Housing Loan (Maine) هو رهن عقاري أول لمشتري المنازل في Statewide، Maine، وتديره USDA Rural Development, Rural Housing Service (Maine State & Area Offices). The USDA Section 502 Direct Single Family Housing Loan lets low- and very-low-income applicants in eligible rural Maine areas buy, build, repair, renovate, or relocate a home with typically no down payment. USDA directly funds the mortgage and applies 'payment assistance,' a subsidy that can reduce the effective rate to as low as 1%. Applications accepted year-round. No down payment typically required. Direct USDA mortgage. Payment-assistance subsidy can cut the effective rate to as low as 1%. Up to 33-year term (38 yrs for very-low-income). Fixed rate.

USDA Section 502 Direct Single Family Housing Loan (Maine) هو رهن عقاري أول ويُسدَّد وفق الشروط التي تحددها USDA Rural Development, Rural Housing Service (Maine State & Area Offices). يُستحق السداد عند Payment-assistance subsidy subject to subsidy recapture upon title transfer or when borrower no longer occupies the dwelling. يحدد البرنامج شروط الإعفاء والسداد وقد تتغير؛ تحقّق منها في الصفحة الرسمية للبرنامج قبل التقديم.

USDA Section 502 Direct Single Family Housing Loan (Maine) مفتوح أمام مشتري المنازل الذين سيسكنون المنزل كمسكن رئيسي. Loan term: Up to 33 years; 38 years for very-low-income applicants who cannot afford the 33-year term. Must buy in an eligible rural area; adjusted income at/below the area low-income limit; credit-elsewhere test; primary residence; citizenship/eligible-noncitizen. Effective national base rate 5.125% as of June 1, 2026 before subsidy; reduced to as low as 1% with payment assistance. Subsidy recaptured at sale/move-out.

يحدد USDA Section 502 Direct Single Family Housing Loan (Maine) حد الدخل على النحو التالي: Adjusted income at/below the applicable low-income limit for the area; very-low-income tier qualifies for deeper subsidy and 38-year term. Limits vary by county/household size per USDA Direct Loan income limit map. تنشر HUD أرقام الدخل الوسيط في المنطقة وتحدّثها سنويًا، لذا راجع الجدول الحالي للمقاطعة قبل الاعتماد على أي رقم.

يضع USDA Section 502 Direct Single Family Housing Loan (Maine) حدًا لسعر الشراء على النحو التالي: Property market value may not exceed the USDA area loan limit for the county. تشمل أنواع العقارات المؤهلة Single Family. المنازل حديثة البناء مؤهلة. المنازل الجاهزة (المصنّعة) مؤهلة.

يخدم USDA Section 502 Direct Single Family Housing Loan (Maine) مشتري المنازل الذين يشترون في Statewide، Maine.

تُقدَّم طلبات USDA Section 502 Direct Single Family Housing Loan (Maine) عبر USDA Rural Development, Rural Housing Service (Maine State & Area Offices)، التي تنشر الشروط الحالية وخطوات التقديم على موقعها. Hey Prescott ليست جهة إقراض ولا تقبل الطلبات؛ تصف هذه الصفحة البرنامج ليتمكن مشتري المنزل من عرضه على جهة إقراض أو مستشار إسكان.