Kalamazoo County Homebuyer Assistance Program

Kalamazoo County Homebuyer Assistance Program هو منحة لمشتري المنازل في Kalamazoo، Michigan، وتديره Kalamazoo County Treasurer's Office (in partnership with Independent Bank). A partnership between the Kalamazoo County Treasurer's Office and Independent Bank to address the local housing crisis. Eligible applicants can receive up to $5,000 from the County Treasurer toward a down payment and/or closing costs, plus up to an additional $2,000 from Independent Bank toward closing costs (up to $7,000 combined). Applicants must purchase a primary residence in Kalamazoo County, have household income at or below 120% of county AMI, complete pre-purchase counseling, obtain financing through Independent Bank, and contribute at least $1,000 toward the purchase. Up to $5,000 grant from County Treasurer toward down payment and/or closing costs. Up to $2,000 additional from Independent Bank toward closing costs. Up to $7,000 total assistance. No first-time homebuyer requirement. Income limit up to 120% AMI. يأتي التمويل من Kalamazoo County Treasurer's Office (down payment assistance) + Independent Bank (closing cost assistance).

يقدم Kalamazoo County Homebuyer Assistance Program مساعدة تتراوح بين $1,000 و$7,000. فئات المنحة: Up to $5,000 from the County Treasurer toward down payment and/or closing costs; up to an additional $2,000 from Independent Bank toward closing costs (combined up to $7,000). مساهمة مشتري المنزل: Minimum $1,000 borrower contribution toward the purchase of the home required. يمكن الجمع بين البرنامج وMay be combined with other assistance programs, as applicable. المبالغ هي الحدود القصوى التي ينشرها البرنامج، وليست عرضًا؛ Kalamazoo County Treasurer's Office (in partnership with Independent Bank) هي التي تحدد أي مبلغ يُمنح لكل شخص.

Kalamazoo County Homebuyer Assistance Program مصمَّم كمنحة، لذا لا يُسدَّد. يحدد البرنامج شروط الإعفاء والسداد وقد تتغير؛ تحقّق منها في الصفحة الرسمية للبرنامج قبل التقديم.

Kalamazoo County Homebuyer Assistance Program مفتوح أمام مشتري المنازل الذين سيسكنون المنزل كمسكن رئيسي. يلزم إكمال دورة لمشتري المنازل، عبر Approved homeownership counseling program (pre-purchase counseling required prior to loan approval). Funds are first-come, first-served until exhausted; program subject to change and funding availability. Financing must be obtained through Independent Bank. The $5,000 Treasurer grant and $2,000 bank closing-cost contribution appear to be grants; no lien or repayment terms are disclosed - verify with Independent Bank at (269) 491-3049.

يحدد Kalamazoo County Homebuyer Assistance Program دخل الأسرة بما لا يتجاوز 120% من الدخل الوسيط في المنطقة، وهو يختلف بحسب المقاطعة وحجم الأسرة. Qualifying household income at or below 120% of Kalamazoo County Area Median Income (AMI), based on household size. 120% AMI effective 04/01/2025: 1-person $80,520; 2-person $92,040; 3-person $103,560; 4-person $114,960; 5-person $124,200. ينطبق الحد على إجمالي دخل الأسرة، وليس على دخل المقترض وحده. تنشر HUD أرقام الدخل الوسيط في المنطقة وتحدّثها سنويًا، لذا راجع الجدول الحالي للمقاطعة قبل الاعتماد على أي رقم.

يمكن استخدام Kalamazoo County Homebuyer Assistance Program لـSingle Family.

يخدم Kalamazoo County Homebuyer Assistance Program مشتري المنازل الذين يشترون في Kalamazoo، Michigan.

تُقدَّم طلبات Kalamazoo County Homebuyer Assistance Program عبر Kalamazoo County Treasurer's Office (in partnership with Independent Bank)، التي تنشر الشروط الحالية وخطوات التقديم على موقعها. تُحجز الأموال عبر First-come, first-served until funds are exhausted. Hey Prescott ليست جهة إقراض ولا تقبل الطلبات؛ تصف هذه الصفحة البرنامج ليتمكن مشتري المنزل من عرضه على جهة إقراض أو مستشار إسكان.