Habitat for Humanity of Taos Homeownership Program

Habitat for Humanity of Taos Homeownership Program هو رهن عقاري أول لمشتري المنازل في Taos، New Mexico، وتديره Habitat for Humanity of Taos. Habitat for Humanity of Taos provides homeownership opportunities to low-income families and individuals in Taos County by building affordable homes that the partner family purchases with an affordable, no-profit Habitat mortgage. Selected partner families contribute sweat equity, attend monthly homeowner meetings, and pay a down payment and monthly mortgage. The affiliate has built roughly 39-40 homes and runs periodic application cycles (the current cycle is open through May 31, 2026, with the next partner family selected June 30, 2026). Affordable no-profit Habitat mortgage. Sweat-equity path to ownership. Homebuyer education and monthly homeowner meetings. Newly built affordable home. يأتي التمويل من Habitat for Humanity of Taos donations, ReStore proceeds, grants (including Taos Community Foundation), and homeowner mortgage payments.

Habitat for Humanity of Taos Homeownership Program هو رهن عقاري أول ويُسدَّد وفق الشروط التي تحددها Habitat for Humanity of Taos. يُستحق السداد عند Monthly mortgage payments on the affordable Habitat mortgage; sale/transfer terms governed by the Habitat mortgage and any affiliate right of first refusal (specific terms not published online). تُسجَّل المساعدة في مرتبة الرهن: First. يحدد البرنامج شروط الإعفاء والسداد وقد تتغير؛ تحقّق منها في الصفحة الرسمية للبرنامج قبل التقديم.

Habitat for Humanity of Taos Homeownership Program مفتوح أمام مشتري المنازل الذين سيسكنون المنزل كمسكن رئيسي. بشأن الائتمان، ينص البرنامج على: No numeric minimum published; requires 'decent and responsible credit,' bankruptcy fully discharged for at least one year, and no court-ordered debt. يلزم إكمال دورة لمشتري المنازل، عبر Habitat for Humanity of Taos (monthly homeowner meetings, homeowner education). شرط الإقامة: Applicants must live and work in Taos County for at least one year. Selection requires demonstrated housing need; ability to pay a down payment and monthly mortgage; willingness to partner with Habitat (sweat equity, monthly homeowner meetings); decent/responsible credit with bankruptcy discharged at least one year and no court-ordered debt; live and work in Taos County for at least one year; all household members 18+ pass a criminal background check; income at or below 60% of Taos County HUD median. Application cycle open through May 31, 2026.

يحدد Habitat for Humanity of Taos Homeownership Program دخل الأسرة بما لا يتجاوز 60% من الدخل الوسيط في المنطقة، وهو يختلف بحسب المقاطعة وحجم الأسرة. Household income cannot exceed 60% of Taos County median family income as established annually by HUD. Specific dollar limits by household size are not published on the affiliate website. ينطبق الحد على إجمالي دخل الأسرة، وليس على دخل المقترض وحده. تنشر HUD أرقام الدخل الوسيط في المنطقة وتحدّثها سنويًا، لذا راجع الجدول الحالي للمقاطعة قبل الاعتماد على أي رقم.

يضع Habitat for Humanity of Taos Homeownership Program حدًا لسعر الشراء على النحو التالي: Not applicable; home is built and sold by the affiliate at no profit. تشمل أنواع العقارات المؤهلة Single Family. المنازل حديثة البناء مؤهلة. المنازل الجاهزة (المصنّعة) غير مؤهلة.

يخدم Habitat for Humanity of Taos Homeownership Program مشتري المنازل الذين يشترون في Taos، New Mexico.

تُقدَّم طلبات Habitat for Humanity of Taos Homeownership Program عبر Habitat for Humanity of Taos، التي تنشر الشروط الحالية وخطوات التقديم على موقعها. تُحجز الأموال عبر Open application cycle with selection by the affiliate Family Selection Committee; current cycle open through May 31, 2026, selection June 30, 2026. Hey Prescott ليست جهة إقراض ولا تقبل الطلبات؛ تصف هذه الصفحة البرنامج ليتمكن مشتري المنزل من عرضه على جهة إقراض أو مستشار إسكان.