Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer Assistance

Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer Assistance هو قرض قابل للإعفاء لمشتري المنازل في مقاطعة Union، Pennsylvania، وتديره Union County Planning Department (Union County Commissioners). The Union County Affordable Housing Fund (UCAHF), established in 1997, encourages affordable homeownership by offering 0%-interest, no-payment forgivable 2nd mortgages (capped at $35,000) and 3rd mortgages (capped at $10,000) to qualified low-to-moderate-income first-time homebuyers purchasing within Union County. Loans are forgiven at 10% of original principal per year over 10 years and are repaid only if the home is sold or refinanced before forgiveness completes. 0% interest. No monthly payments. Forgiven 10%/year over 10 years. Up to $35,000 (2nd) plus $10,000 (3rd). Funds may also cover lender-required repairs. يأتي التمويل من Union County Affordable Housing Fund (county-established 1997; locally funded).

يقدم Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer Assistance مساعدة تصل إلى $35,000. فئات المنحة: Two funding layers: (1) 2nd mortgage capped at $35,000; (2) 3rd mortgage capped at $10,000. Combined assistance also constrained to ~10% of purchase price; verify current cap with Planning Dept. مساهمة مشتري المنزل: Applicant must contribute at least 3% of the purchase price from other sources (per county summary). يمكن الجمع بين البرنامج وLayered with primary lender mortgage and other DPA/first-mortgage products (e.g., PHFA, Union-Snyder CAA). المبالغ هي الحدود القصوى التي ينشرها البرنامج، وليست عرضًا؛ Union County Planning Department (Union County Commissioners) هي التي تحدد أي مبلغ يُمنح لكل شخص.

يُعفى من Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer Assistance بعد 10 سنوات، لذا فإن مشتري المنزل الذي يبقى طوال هذه المدة لا يسدده. يُستحق السداد عند Repayment required only if the property is sold or refinanced before the loan is fully forgiven; forgiven 10% of original principal per year over 10 years. تُسجَّل المساعدة في مرتبة الرهن: Second and/or third mortgage (subordinate to primary lender). يحدد البرنامج شروط الإعفاء والسداد وقد تتغير؛ تحقّق منها في الصفحة الرسمية للبرنامج قبل التقديم.

Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer Assistance مفتوح أمام مشتري المنازل لأول مرة ومشتري المنازل الذين سيسكنون المنزل كمسكن رئيسي. لعبارة "لأول مرة" استثناءات هنا: First-time homebuyer defined as not having owned a home in the past three years (per program materials). شرط الإقامة: Home must be located within Union County, PA. Verified on official Union County Planning Google Site and county affordable-housing page. Forgivable 2nd ($35k cap) + 3rd ($10k cap), 0% interest, no payments, 10%/yr forgiveness over 10 years, repay on sale/refi; home in Union County; 3% borrower contribution and FTHB (no ownership in past 3 yrs). GAPS: full HUD income-limit table by household size, max purchase price, min credit score, DTI, homebuyer-education requirement, participating-lender list not published — confirm via the application and Planning Dept (570-524-3825). A third-party source cited different caps; treat the county site as source of truth.

يحدد Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer Assistance دخل الأسرة بما لا يتجاوز 80% من الدخل الوسيط في المنطقة، وهو يختلف بحسب المقاطعة وحجم الأسرة. Income-limited to low-to-moderate income; county-reported figures: 2-person household up to ~$82,880; 4-person household up to ~$103,600 (figures vary by HUD year). Full household-size table not published on the official page — confirm current HUD income limits in the application. ينطبق الحد على إجمالي دخل الأسرة، وليس على دخل المقترض وحده. تنشر HUD أرقام الدخل الوسيط في المنطقة وتحدّثها سنويًا، لذا راجع الجدول الحالي للمقاطعة قبل الاعتماد على أي رقم.

يضع Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer Assistance حدًا لسعر الشراء على النحو التالي: Combined assistance capped at 10% of purchase price per county summary; specific maximum purchase price not published. تشمل أنواع العقارات المؤهلة Single Family.

يخدم Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer Assistance مشتري المنازل الذين يشترون في مقاطعة Union، Pennsylvania.

تُقدَّم طلبات Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer Assistance عبر Union County Planning Department (Union County Commissioners)، التي تنشر الشروط الحالية وخطوات التقديم على موقعها. تُحجز الأموال عبر Preliminary program application reviewed by Union County Planning; funding subject to availability. Hey Prescott ليست جهة إقراض ولا تقبل الطلبات؛ تصف هذه الصفحة البرنامج ليتمكن مشتري المنزل من عرضه على جهة إقراض أو مستشار إسكان.