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Down payment assistance income limits in Pennsylvania

86 down payment assistance programs in Pennsylvania publish an income limit, a purchase price cap, or both.

Every figure below is the limit the administering agency publishes. Limits are revised as area incomes and local prices move, so confirm current figures with the agency before relying on them.

Area median income by county

HUD's published four-person area median income for each Pennsylvania county. A program that sets its limit at a percentage of area median income applies that percentage to the figure for the county where the home is, adjusted for household size.

HUD four-person area median income by county in Pennsylvania
CountyPublished4-person median
Adams2026$106,800
Allegheny2026$110,400
Armstrong2026$81,300
Beaver2026$110,400
Bedford2026$84,900
Berks2026$102,100
Blair2026$92,400
Bradford2026$87,400
Bucks2026$122,700
Butler2026$110,400
Cambria2026$84,500
Cameron2026$69,900
Carbon2026$104,400
Centre2026$118,300
Chester2026$122,700
Clarion2026$85,400
Clearfield2026$84,700
Clinton2026$79,800
Columbia2026$90,800
Crawford2026$78,500
Cumberland2026$109,300
Dauphin2026$109,300
Delaware2026$122,700
Elk2026$88,600
Erie2026$88,600
Fayette2026$110,400
Forest2026$68,000
Franklin2026$99,800
Fulton2026$88,200
Greene2026$90,700
Huntingdon2026$88,600
Indiana2026$83,800
Jefferson2026$77,600
Juniata2026$82,600
Lackawanna2026$92,400
Lancaster2026$109,200
Lawrence2026$86,900
Lebanon2026$98,200
Lehigh2026$104,400
Luzerne2026$92,400
Lycoming2026$85,200
Mckean2026$84,200
Mercer2026$83,600
Mifflin2026$81,400
Monroe2026$94,900
Montgomery2026$122,700
Montour2026$98,200
Northampton2026$104,400
Northumberland2026$85,600
Perry2026$109,300
Philadelphia2026$122,700
Pike2026$100,500
Potter2026$80,800
Schuylkill2026$85,600
Snyder2026$84,100
Somerset2026$83,500
Sullivan2026$91,000
Susquehanna2026$88,300
Tioga2026$81,400
Union2026$103,100
Venango2026$81,300
Warren2026$80,000
Washington2026$110,400
Wayne2026$84,800
Westmoreland2026$110,400
Wyoming2026$92,400
York2026$105,900

Published limits by program

Published income limits and purchase price caps by program in Pennsylvania
ProgramIncome limitPrice cap
1st Home AlleghenyAlleghenySee programPittsburgh MSA AMI by household size. $45,000 tier uses moderate-income limits (1 $60,100 ... 4 $85,850 ... 8 $113,350); $10,000 tier uses MFI middle-income limits (1 $86,480 ... capped $123,395).—
Adams County Homebuyer Assistance Program (Downpayment Assistance)Adams100% of area median incomeMedian income limits by household size: 1 $72,492; 2 $83,232; 3 $93,672; 4 $104,040; 5 $112,320. Income counted for all adult household members (excluding dependents over 18 enrolled in further education).$323,150
Allentown Home Ownership Outreach Program (HOOP)Allentown · Lehigh80% of area median incomeHousehold income at or below 80% AMI (HUD limits for Allentown-Bethlehem-Easton MSA). By-household-size dollar figures not published on the program page.—
Bethlehem Homebuyer Assistance Program (BHAP)Bethlehem · Northampton80% of area median incomeIncome range $55,100-$103,850 reflects Allentown-Bethlehem-Easton MSA 80% AMI for household sizes 1-8.—
Blair County First-Time Homebuyer Assistance ProgramAltoona · BlairSee programHousehold income must not exceed HUD income limits for the Altoona, PA MSA, updated annually. At launch (2018 brochure) approx: 1=$36,500; 2=$41,700; 4=$52,100 (then HUD 80% AMI). Current FY2025 HUD Low-Income (80% AMI) Altoona MSA: 1=$46,950; 2=$53,650; 3=$60,350; 4=$67,050. Confirm current tier with the agency.—
Bucks County First Time Homebuyer ProgramBucks100% of area median incomeAt or below 100% of Bucks County Median Family Income by household size (income chart on county page effective 6/15/2022, updated annually): 1=$73,800; 2=$84,400; 3=$94,900; 4=$105,400; 5=$113,900; 6=$122,300; 7=$130,700; 8=$139,200—
Butler County First Time Homebuyer Down Payment & Closing Cost Assistance ProgramButlerSee programLow- to moderate-income households (specific limits not published online; verify with HACB Resident Initiatives).—
Centre County First-Time Home Buyer ProgramCentre100% of area median incomeHousehold income must not exceed published guideline by size (4-person $108,100; HUD limits updated ~May); separate 50% AMI column governs special-consideration amounts.—
Chester County First Time Homebuyer ProgramChester80% of area median incomeAt or below 80% AMI by household size: 1=$66,850; 2=$76,400; 3=$85,950; 4=$95,500; 5=$103,150; 6=$110,800; 7=$118,450; 8=$126,100—
City of Carbondale Homebuyer ProgramCarbondale · LackawannaSee programApproval based on adjusted household income; income guidelines follow HUD guidance, updated annually. Specific dollar limits not published.—
City of Erie HOME Investment Partnerships Program - Homebuyer Down Payment & Closing Cost AssistanceErie · Erie80% of area median incomeMust not exceed 80% AMI (HUD). Limits eff. June 1, 2025: 1 $47,250; 2 $54,000; 3 $60,750; 4 $67,500; 5 $72,900; 6 $78,300; 7 $83,700; 8 $89,100.—
City of Jeannette Down Payment & Closing Cost Assistance ProgramJeannette · Westmoreland80% of area median incomeHousehold income must be below 80% of the area median income for the City of Jeannette (HUD limits adjusted by household size). Full per-household-size dollar table not published — confirm current HUD 80% AMI limits with the City/RACW.—
City of Johnstown First Time Homebuyer ProgramJohnstown · Cambria80% of area median incomeHousehold income must not exceed HUD Section 8 income limits for the Johnstown MSA. FY2025 max by size: 1=$47,250; 2=$54,000; 3=$60,750; 4=$67,500; 5=$72,900; 6=$78,300; 7=$83,700; 8=$89,100 (~80% AMI).—
City of Scranton Homebuyer ProgramScranton · Lackawanna80% of area median incomeHousehold income between approximately $17,600 (extremely-low / very-low set-asides) and $88,400 (8-person at 80% Scranton-Wilkes-Barre MSA AMI). Limits updated annually by HUD.—
City of Williamsport Homebuyer Assistance GAP Financing ProgramWilliamsport · LycomingSee programHousehold income must not exceed HUD income limits; income verified as part of the application.—
City of York Homebuyer Grant ProgramYork · York$93,600Income may not exceed 300% of the Federal Poverty Guidelines by household size (eff. Sept 1, 2024): 1=$45,180; 2=$61,320; 3=$77,460; 4=$93,600; 5=$109,740; 6=$125,880; 7=$142,020; 8=$158,160$236,000
Cumberland County First-Time Homebuyer's Down Payment and Closing Cost Assistance ProgramCumberland100% of area median income2026 income limits (gross annual household income not to exceed 100% AMI): 1: 80%=$61,250/100%=$76,600; 2: $70,000/$87,500; 3: $78,750/$98,400; 4: $87,450/$109,300; 5: $94,450/$118,100; 6: $101,450/$126,800; 7: $108,450/$135,600; 8: $115,450/$144,300—
Dauphin County Affordable Housing Trust Fund First-Time Homebuyers Program (FTHB)Dauphin80% of area median income<=80% Dauphin County median (HUD FY2025, eff 6/1/2025): 1p $59,050; 2p $67,450; 3p $75,900; 4p $84,300; 5p $91,050; 6p $97,800; 7p $104,550; 8p $111,300.$224,000
Delaware County Homeownership First ProgramDelaware80% of area median incomeIncome range $64,250-$121,150 reflects Delaware County / Philadelphia-Camden-Wilmington MSA 80% AMI for household sizes 1-8.$290,000
Down Payment and Closing Cost Assistance ProgramCumberland80% of area median incomeIncome range $59,050-$139,200 reflects Cumberland County / Harrisburg-Carlisle MSA 80% AMI for household sizes 1-8.—
Down Payment and Closing Cost Assistance Program (< 80% AMI)Pittsburgh · Allegheny80% of area median incomeIncome limits at or below 80% AMI for Allegheny County. Full household range $56,250 (1-person 80% AMI) to $93,150 (8-person 80% AMI).—
Down Payment and Closing Cost Assistance Program (80% - 115% AMI)Pittsburgh · Allegheny115% of area median incomeIncome limits between 80% and 115% AMI for Allegheny County (4-person 80% AMI ~$80,000; 4-person 115% AMI ~$115,000). Full household range $56,250 (1-person 80% AMI) to $133,975 (8-person 115% AMI).—
Down Payment and Closing Costs Assistance ProgramSusquehanna|Wyoming|BradfordSee programIncome limits track PHFA Housing Trust Fund / HUD CSBG / DCED limits in the active funding cycle. Specific 2026 dollar limits not published; verify with Trehab CAA at intake.—
Fayette County Homebuyer Development ProgramUniontown · Fayette80% of area median incomeHousehold income below published low- to moderate-income limits (HUD, updated annually). Brochure figures by family size: 1=$56,250; 2=$64,250; 3=$72,300; 4=$80,300; 5=$86,750; 6=$93,150; 7=$99,600; 8=$106,000. Exact applicable limit determined at application and varies by funding source.—
FHA Closing Cost Assistance Loan ProgramReading · Berks140% of area median incomeHousehold income approximately $52,500 (1-person) up to $129,872 (8-person, ~140% Reading MSA AMI). Limits updated annually.—
First - Time Homebuyers ProgramDauphin80% of area median incomeHousehold income at or below 80% Harrisburg-Carlisle MSA AMI: 1-person ~$52,850; 4-person ~$75,500; 8-person ~$99,600. Limits updated annually by HUD.$195,000
First Front Door (FFD)80% of area median incomeStandard FFD: household income at or below 80% HUD AMI at registration. FFD Keys: at or below 120% HUD AMI. Limit varies by property location/MSA.—
First Time Home Buyer ProgramChester80% of area median incomeIncome range $66,850-$126,100 reflects Chester County / Philadelphia-Camden-Wilmington MSA 80% AMI for household sizes 1-8.$496,850
First Time Home Buyers ProgramBucks80% of area median incomeIncome range $73,800-$139,200 reflects Bucks County / Philadelphia-Camden-Wilmington MSA 80% AMI for household sizes 1-8.—
First Time Homebuyer Down Payment & Closing Cost Assistance ProgramButler80% of area median incomeHousehold income at or below 80% Pittsburgh MSA AMI for Butler County: 1-person ~$56,700; 4-person ~$80,950; 8-person ~$106,900. Limits updated annually by HUD.—
First Time Homebuyer programScranton · Lackawanna120% of area median incomeHousehold income approximately $20,775 (very-low / extremely-low set-asides) up to $139,890 (8-person at 120% Scranton-Wilkes-Barre MSA AMI). Limits updated annually by HUD.—
First-Time Home Buyer ProgramCentre80% of area median incomeIncome range $75,700-$142,700 reflects Centre County / State College MSA 80% AMI for household sizes 1-8 (high relative to other PA counties due to Penn State / State College area).—
First-Time Home Buyers ProgramMonroe80% of area median incomeHousehold income at or below 80% Monroe County (East Stroudsburg, PA HMFA) AMI: 1-person ~$63,437; 4-person ~$90,650; 8-person ~$119,625. Limits updated annually by HUD.—
First-Time Homebuyer FundPhiladelphia · Philadelphia120% of area median incomeHousehold income approximately $62,500 (1-person at ~80% AMI) up to $110,700 (8-person at ~120% Philadelphia-Camden-Wilmington MSA AMI). Limits updated annually.—
Genesis Housing Corporation Renovated Home Purchase Program (Pottstown/Norristown)Pottstown / Norristown · Montgomery80% of area median incomeHousehold income not to exceed 80% of area median income.—
Greater Erie Area Habitat for Humanity Homeownership ProgramErieSee programMust meet Habitat income guidelines based on family size (income too low to qualify for traditional financing but sufficient to repay a Habitat mortgage). Specific household-size income table not published—
Growing Homeowners Initiative (Luzerne County)LuzerneSee programLow- and moderate-income guidelines set by HDC / Luzerne County Office of Community Development (specific limits not published on source).—
Habitat for Humanity of Beaver County Homeownership ProgramBeaver Falls · Beaver80% of area median income2026 HUD Beaver County limits by household size; e.g. 4-person must earn at least $55,200 and no more than $88,300. Income from any reliable ongoing source counts.—
Habitat for Humanity of Bucks County Homeownership ProgramBucks$98,150Total household gross income must fall within Habitat Bucks 2026 income guidelines based on HUD Median Family Income of $122,700. Maximum gross annual income by family size: 1 $68,750; 2 $78,550; 3 $88,350; 4 $98,150; 5 $106,050; 6 $113,900; 7 $121,750; 8 $129,600—
Habitat for Humanity of Chester County Homeownership ProgramChester60% of area median incomeIncome should be between 40% and 60% of published HUD Median Income for Chester County. 2024 median income for a family of four cited as $114,687—
Habitat for Humanity of Greater Centre County Homeownership ProgramBellefonte · Centre80% of area median incomeAnnual household income (Centre County HUD median): 2p $28,400-$56,800; 3p $31,950-$63,900; 4p $35,475-$70,950; 5p $38,325-$76,650; 6p $41,175-$82,350; 7p $44,000-$88,000.—
Habitat for Humanity of Greater Pittsburgh — Homeownership ProgramPittsburgh · Allegheny60% of area median incomeHousehold income must be between 40% and 60% AMI (HUD 2025, Pittsburgh MSA). Both a floor and ceiling apply, varying by household size (e.g., HH of 1: $30,044-$45,066; HH of 4: $42,920-$64,380; HH of 8: $56,654-$84,982).—
Habitat for Humanity of Montgomery & Delaware Counties Home Purchase ProgramMontgomery80% of area median incomeAnnual household income must be below 80% of Area Median Income (AMI) as determined by HUD. Each project may set a different minimum income based on the home's selling price—
Habitat for Humanity of the Greater Harrisburg Area Homeownership ProgramHarrisburg · DauphinSee programNo published AMI chart; selection based on ability to repay an affordable mortgage, housing need, and willingness to partner. Sustainable income (wages, SSI, disability, retirement, pension) accepted.—
Habitat for Humanity of the Lehigh Valley Homeownership ProgramAllentown; Bethlehem; Easton · Lehigh; Northampton80% of area median incomeBetween 35% and 80% AMI (Lehigh Valley, 2025). Min/Max: 1p $24,550/$56,150; 2p $28,050/$64,150; 3p $31,550/$72,150; 4p $35,050/$80,150; 5p $37,900/$86,600; 6p $40,700/$93,000; 7p $43,500/$99,400; 8p $46,300/$105,800—
Habitat for Humanity of York County Homebuyer ProgramYork60% of area median incomeIncome must be stable and fall between 30-60% of HUD Area Median Income for York County. Opportunities may be limited in the 60-80% range based on availability—
Habitat for Humanity Philadelphia Homeownership ProgramPhiladelphia · Philadelphia80% of area median incomeServes households earning between 30% and 80% of Area Median Income (AMI); in Philadelphia cited as approximately $39,100-$62,560.—
Home Ownership Initiative (Beaver County First Time Buyer Program)Beaver; Lawrence80% of area median incomeIncome-Based Grant requires household income at or below 80% AMI by size (4-person $67,850 per HOBC chart). Location-Based Grant qualifies by property in a designated HUD QCT instead of income.—
Homebuyer Assistance ProgramWashington80% of area median incomeIncome range $56,700-$106,000 reflects Washington County 80% AMI for household sizes 1-8.—
Homebuyers Assistance Program (HAP)Chester · Delaware80% of area median incomeIncome range $62,500-$117,850 reflects approximately 80% AMI for Chester city/Delaware County area for household sizes 1-8.—
Homeownership First ProgramDelaware80% of area median incomeIncome range $64,250-$121,150 reflects Delaware County / Philadelphia-Camden-Wilmington MSA 80% AMI for household sizes 1-8.$290,000
Homeownership ProgramPittsburgh · Allegheny140% of area median incomeIncome range $35,150-$131,700 reflects 30%-140% AMI for Allegheny County. HCV Homeownership Voucher requires household income at or below HACP's HCV income eligibility (typically 50%-80% AMI). FSS graduates may have higher post-graduation income.—
HomeOwnership Program Financing (HOP)Reading · Berks140% of area median incomeHousehold income approximately $52,500 (1-person) up to $129,872 (8-person, ~140% Reading MSA AMI). Limits updated annually.—
Housing Opportunities Home Ownership Initiative (First Time Buyer Program)Beaver, Lawrence80% of area median incomeIncome-Based Grant requires household income <=80% AMI by household size (per Beaver County reference: 1 $47,500; 2 $54,300; 3 $61,100; 4 $67,850; 5 $73,300; 6 $78,750). Location-Based Grant has no income test but home must be in a HUD Qualified Census Tract.—
Inhabit Indiana Closing Cost Assistance ProgramIndiana · Indiana$51,200Program-specific household income limits: 2 persons $41,000; 3 persons $46,100; 4 persons $51,200 (per ICCAP programs page). Limits for other household sizes not published; confirm with ICCAP.—
Keystone Advantage Assistance Loan ProgramStatewide · StatewideSee programBorrowers must meet the income limits of the underlying PHFA first mortgage program. PHFA uses county-by-county income limit tables (Keystone Home Loan/Keystone Government Appendix A; HFA Preferred Appendix B).—
Keystone Forgivable in Ten Years Loan Program (K-FIT)Statewide · StatewideSee programBorrowers must meet the Keystone Home Loan program income limits, published as county-by-county tables in Appendix A (maximum household income).—
Lackawanna County Homebuyer ProgramLackawanna80% of area median incomeHousehold income approximately $17,600 (extremely-low / very-low set-asides) up to $88,400 (8-person at 80% Scranton-Wilkes-Barre MSA AMI). Limits updated annually by HUD.—
Lancaster Lebanon Habitat for Humanity Homeownership ProgramLancaster; Lebanon · Lancaster; LebanonSee programWithin Habitat income guidelines based on HUD AMI for Lancaster-Lebanon, PA MSA (chart published as image on site); targets families unable to qualify for traditional mortgages—
Lawrence County Down Payment Assistance ProgramNew Castle · Lawrence80% of area median incomeHousehold income below 80% of Pennsylvania's Area Median Income by family size (HUD low/moderate income)—
Lebanon County First-Time Homebuyer ProgramLebanon80% of area median incomeUp to 80% of median income (whole-household). Example cited by the Authority: 2-person household income no more than $48,800/year (2022). 4-person dollar figure not published.—
Lower Merion Affordable Home Purchase ProgramLower Merion Township · Montgomery80% of area median incomeTotal gross household income limits: 2 person $60,500; 3 person $68,050; 4 person $75,000. All households must have at least two people.—
Mon Valley Initiative Affordable Homeownership ProgramHomestead · Allegheny; Washington; Westmoreland80% of area median incomeAt or below 80% AMI, Pittsburgh HUD Metro (2025): 1p $61,850; 2p $70,650; 3p $79,500; 4p $88,300; 5p $95,400; 6p $102,450; 7p $109,500; 8p $116,600—
Monroe County First-Time Homebuyer ProgramStroudsburg · Monroe100% of area median incomeHousehold income at or below 100% of Monroe County median income (HUD-based, annual). 4-person $104,400.—
Montgomery County First-Time Homebuyers ProgramMontgomery100% of area median income2026 limits (household income cannot exceed Median Income): 1-person $85,900; 2 $98,200; 3 $110,500; 4+ $122,700. (80% AMI 4-person reference $98,150.)—
Montgomery County Housing Authority Homeownership Program (Housing Choice Voucher Homeownership Option)Montgomery50% of area median incomeHousehold income between 30% and 50% of area median income (very low income), consistent with Housing Choice Voucher eligibility.—
NeighborWorks Western Pennsylvania Down Payment & Closing Cost Assistance LoanMultiple (23 western PA counties)105% of area median income105% of AMI. Pittsburgh HUD Metro (2022) at 105%: 1 $69,700 ... 4 $99,550 ... 8 $131,450. For the 17 counties outside the Pittsburgh Metro, 105% of that county's AMI applies. Income eligibility WAIVED for purchases in a Low/Moderate-Income census tract (FFIEC).—
Next Steps GrantPittsburgh · Allegheny150% of area median incomeIncome range $17,450-$164,350 reflects tiered eligibility from 30% AMI (1-person ~$17,450) to ~150% AMI (8-person ~$164,350) for Allegheny County. Tiered grant amounts may apply by income band.—
NHS Closing Cost Assistance Loan Program (CCAL)Reading · Berks140% of area median incomeHousehold income approximately $52,500 (1-person) up to $129,872 (8-person, ~140% Reading MSA AMI). Limits updated annually.—
Norristown Home Buyers ProgramNorristown · Montgomery80% of area median incomeHousehold income not to exceed 80% of area median income.—
Northampton County First-Time Homebuyer ProgramNorthampton80% of area median incomeFY2024 HUD limits (all household members): 1 $55,100; 2 $62,950; 3 $70,800; 4 $78,650; 5 $84,950; 6 $91,250; 7 $97,550; 8 $103,850.—
Penn Hills Homebuyer Assistance ProgramPenn Hills · Allegheny80% of area median incomeAt or below 80% AMI, Pittsburgh HUD Metro Area (2025): 1p $61,850; 2p $70,650; 3p $79,500; 4p $88,300; 5p $95,400; 6p $102,450; 7p $109,500; 8p $116,600—
PHFA Grant ($500)Statewide · StatewideSee programBorrower household income cannot exceed the HFA Preferred income limits (Appendix B; 80% of AMI per Fannie Mae guidelines), published as county-by-county tables.—
PHFA Mortgage Credit Certificate (MCC) ProgramStatewide · StatewideSee programBorrowers must meet the Keystone Home Loan program income and purchase price limits, published as county-by-county tables in Appendix A. Available statewide in target and non-target areas.—
Philadelphia Home.Buy.Now Employer-Assisted Housing ProgramPhiladelphia · Philadelphia115% of area median incomeTargeted to homebuyers at or below 115% of Area Median Income (AMI).—
Philly First Home ProgramPhiladelphia · Philadelphia100% of area median incomeGross income for all family members who will live in the home, against the City of Philadelphia's 100% AMI schedule (DHCD) — the same schedule that governs Turn the Key. Maximum annual household income by family size: 1 — $85,900; 2 — $98,200; 3 — $110,500; 4 — $122,700; 5 — $132,600; 6 — $142,400; 7 — $152,200; 8 — $162,000; each additional person adds $9,800 (there is no maximum household size). The $122,700 stored in income_limit_amount is the 4-person figure. DHCD does not publish an effective year or HUD MSA name with this table.—
Pike County First Time Homebuyer ProgramPike80% of area median incomeLow-to-modest income limits set by HUD (CDBG), provided in the county's 'Current AMI' table (published as an image). Full machine-readable per-household-size dollar table not extractable — confirm current Pike County HUD income limits via the posted AMI sheet / Human Services.—
State College Borough First-Time Home Buyer ProgramState College · CentreSee programServes both low/moderate-income and middle-income households per the Borough's CDBG/HOME income-limit chart; applicants with excellent credit and income just under the minimum may also be considered.—
Tenfold Lancaster Homebuyer Assistance ProgramLancaster · Lancaster$103,875Program gross household income limits (eff. June 1, 2025): 1=$72,750; 2=$83,125; 3=$93,500; 4=$103,875; 5=$112,187; 6=$120,500; 7=$128,812; 8=$137,125.$277,000
The Growing Homeowners InitiativeLuzerne80% of area median incomeHousehold income at or below 80% Scranton-Wilkes-Barre MSA AMI: 1-person ~$46,450; 4-person ~$66,300; 8-person ~$87,550. Limits updated annually by HUD.—
Turn the KeyPhiladelphia · Philadelphia100% of area median incomeHousehold income may be no higher than 100% of Area Median Income for the household size, using gross income for all family members who will live in the home. Maximum annual household income: 1 — $85,900; 2 — $98,200; 3 — $110,500; 4 — $122,700; 5 — $132,600; 6 — $142,400; 7 — $152,200; 8 — $162,000; add $9,800 for each additional person (no maximum household size). The $122,700 stored in income_limit_amount is the 4-person figure. Note: the PHDC FAQ page still shows an older 1-person figure of $73,780 from a prior AMI year — the table above (100% AMI, same schedule used for Philly First Home) is current.—
Union County Affordable Housing Fund (UCAHF) First-Time Homebuyer AssistanceUnion80% of area median incomeIncome-limited to low-to-moderate income; county-reported figures: 2-person household up to ~$82,880; 4-person household up to ~$103,600 (figures vary by HUD year). Full household-size table not published on the official page — confirm current HUD income limits in the application.—
Upper Darby Township First Time Homebuyer ProgramUpper Darby · Delaware80% of area median incomeFY2025 limits (gross income of all deed holders and residents): 1 person $66,850; 2 $76,400; 3 $85,950; 4 $95,500; 5 $103,150; 6 $110,800; 7 $118,450; 8 $126,100. Uses HUD Part 5 (24 CFR 5.609) annual income definition; updated annually by HUD.$304,000
Washington County Homebuyer Assistance ProgramWashington80% of area median incomeHousehold income must not exceed 80% of the Pittsburgh MSA median family income (HUD), adjusted for family size, throughout a 6-month eligibility window. Moderate (80% AMI) 4-person $88,300; low (50% AMI) 4-person $55,200. Limits subject to change.—
Wyoming Valley Habitat for Humanity Homeownership ProgramKingston · Luzerne80% of area median incomeGross annual income between 40% and 80% of local median by household size (WVHFH Family Selection Criteria, updated 6/4/2026): 1p $25,775-$51,550; 2p $29,450-$58,900; 3p $33,125-$66,250; 4p $36,800-$73,600; 5p $39,750-$79,500; 6p $42,700-$85,400; 7p $45,650-$91,300; 8p $48,600-$97,200.—
York City Homebuyer Assistance Program (HOME)York · York$84,100Gross household income limits (eff. Sept 1, 2024) by household size: 1=$58,900; 2=$67,300; 3=$75,700; 4=$84,100; 5=$90,850; 6=$97,600; 7=$104,300; 8=$111,050 (approx. 80% of HUD area median income)$236,000

Questions, answered

What are the income limits for down payment assistance in Pennsylvania?

86 down payment assistance programs in Pennsylvania publish an income limit, a purchase price cap, or both. 66 express the limit as a percentage of the area median income for the county where the home is, and 51 publish a flat dollar figure instead.

Why does the same program have different income limits in different counties?

Because most limits are set as a percentage of area median income, which HUD publishes per county and revises annually. A program with one published percentage therefore admits a different dollar figure in each county, and the figure is further adjusted for household size.

Is a published limit the same as being approved?

No. An income limit is one eligibility rule among several — credit requirements, purchase price caps, occupancy rules and homebuyer education all apply separately, and the first-mortgage lender underwrites on its own terms. Always confirm current figures with the administering agency.

Is Hey Prescott a lender?

No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.

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