Chandler First-Time Homebuyers Program (Community Land Trust)

Chandler First-Time Homebuyers Program (Community Land Trust) es ayuda para el pago inicial para compradores de vivienda en Chandler, Arizona, a cargo de City of Chandler Community Development Division; delivered by Newtown Community Development Corporation. The Chandler First-Time Homebuyers Program provides affordable homeownership to low-income first-time buyers using a Community Land Trust (CLT) model administered by Newtown CDC. Buyers pay only for the structure; the land is retained under a 99-year renewable ground lease, keeping the home permanently affordable. Funded by HOME funds via the Maricopa HOME Consortium; ~69 CLT homes in Chandler. Below-market price - buyer pays only for the structure. 99-year renewable ground lease at low monthly cost. Shared-equity resale restrictions protect equity and affordability. Homebuyer education and counseling included. Post-purchase support: refinancing/resale assistance, tool library. DPA/WISH funds may apply toward $2,500 contribution. Los fondos provienen de HOME Investment Partnerships Program (Maricopa HOME Consortium / HUD); FHLB funds for DPA match.

Chandler First-Time Homebuyers Program (Community Land Trust) es ayuda para el pago inicial y se reembolsa según los términos que fija City of Chandler Community Development Division; delivered by Newtown Community Development Corporation. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Chandler First-Time Homebuyers Program (Community Land Trust) está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Primera vez” tiene excepciones aquí: Not owned a home in past 3 years; OR single parent who only owned with a former spouse; OR displaced homemaker who only owned with a spouse. Se requiere un curso de educación para compradores de vivienda, a través de Newtown CDC - First Time Homebuyer Workshop, 2-hour counseling, CLT orientation. Must complete homebuyer workshop, 2-hour counseling, CLT orientation; qualify for a conventional mortgage. City contact: Karin Bishop, (480) 782-4353, karin.bishop@chandleraz.gov. Distinct from the Newtown CLT (Tempe) catalog entry - this program is Chandler-funded and Chandler-located. Participating lenders and current inventory: contact Newtown CDC.

Chandler First-Time Homebuyers Program (Community Land Trust) limita el ingreso del hogar al 80% del ingreso mediano del área, que varía según el condado y el tamaño del hogar. Gross household income < 80% AMI by family size. FY2025 Maricopa County (eff. June 1, 2025): 1=$62,850; 2=$71,800; 3=$80,800; 4=$89,750; 5=$96,950; 6=$104,150; 7=$111,300; 8=$118,500. El límite se aplica al ingreso total del hogar, no solo al del prestatario. El programa indica un tamaño máximo de hogar de 8. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Chandler First-Time Homebuyers Program (Community Land Trust) se puede usar para Single Family. La construcción nueva no es elegible. Las viviendas prefabricadas no son elegibles.

Chandler First-Time Homebuyers Program (Community Land Trust) atiende a compradores de vivienda que compran en Chandler, Arizona. El programa se dirige a áreas específicas: Properties within City of Chandler boundaries; CLT homes in specific Chandler neighborhoods.

Las solicitudes de Chandler First-Time Homebuyers Program (Community Land Trust) se tramitan a través de City of Chandler Community Development Division; delivered by Newtown Community Development Corporation, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.