GCAR Homebuyer Assistance Program

GCAR Homebuyer Assistance Program es una subvención para compradores de vivienda en Crested Butte/Gunnison, Colorado. The GCAR Homebuyer Assistance Program is a private-sector affordable housing initiative adopted by the Gunnison-Crested Butte Association of REALTORS in 2023. The program is funded by GCAR REALTOR member donations from each closing, with cooperation from Gunnison County Abstract Company and Land Title Guarantee Company. The fund provides $1,000 grants to qualified first-time homebuyers who have lived in the Gunnison area for at least 12 months and are purchasing a single-family home in the GCAR service area. In its first year (2023-2024), GCAR awarded 12 grants of $1,000 each. Applications must be submitted at least 28 days prior to closing and applicants do not need to be under contract to apply. The program is administered by a GCAR Member Committee per Board of Directors guidelines. $1,000 grant per recipient toward down payment / closing costs on a single-family home in the Gunnison-Crested Butte region. Funded by REALTOR member donations from each closing plus partner contributions from Gunnison County Abstract Company and Land Title Guarantee Company. Grant applications must be submitted at least 28 days prior to closing. Buyer does not need to be under contract to apply. Los fondos provienen de Private, Realtor Association Donations y Title Company Partners.

GCAR Homebuyer Assistance Program está estructurado como una subvención, así que no se devuelve. El reembolso se activa por None — grant is non-repayable. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

GCAR Homebuyer Assistance Program está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Primera vez” tiene excepciones aquí: First-time homebuyer required; no published exceptions. Sobre el crédito, el programa indica: Not specified by GCAR; underlying first mortgage lender requirements apply. Requisito de residencia: Must have lived in the Gunnison area for the past 12 months; property must be located in the GCAR service area (Gunnison County, including Crested Butte and surrounding communities). Must be a first-time homebuyer; must have lived in the Gunnison area for the past 12 months; property must be a single-family home located in the GCAR service area (Gunnison County); application must be submitted 28 days prior to closing. Applicant does NOT need to be under contract on a home to apply. Grants administered through the GCAR Homebuyer Assistance Program Committee per board guidelines.

GCAR Homebuyer Assistance Program limita el ingreso del hogar a $141,000. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

GCAR Homebuyer Assistance Program limita el precio de compra así: No published maximum purchase price; property must be a single-family home in the GCAR region. Los tipos de propiedad elegibles incluyen Single-family home (detached). La construcción nueva es elegible.

GCAR Homebuyer Assistance Program atiende a compradores de vivienda que compran en Crested Butte/Gunnison, Colorado.

Las solicitudes de GCAR Homebuyer Assistance Program se tramitan a través de la agencia que administra el programa, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Los fondos se reservan a través de Direct application via GCAR Cognito Forms portal (linked from program page); reviewed by GCAR Homebuyer Assistance Committee. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.