Income limits · Colorado

Income limits and price caps in Colorado

88 Colorado programs publish an income limit, a price cap, or both. Most write the limit as a share of the county’s area median income.88 Colorado programs publish an income limit, a purchase price cap, or both. Most write the limit as a share of the county’s area median income. Here is how to read one.

01
HUD sets the median
Each year, for every county, quoted for a household of four.Each year HUD publishes the area median income for every county, quoted for a household of four.
02
The program picks a share
Up to that share of the median for the county where the home is.A limit written as a share of area median income means up to that share of the median for the county where the home is.
03
The agency publishes the dollars
Adjusted for household size, in the program’s own table. That table is the one that counts.The program adjusts its limit for household size and county, and publishes its own table. That table is the one that counts.

Area median income by county

Find your county’s median

HUD’s four-person figure. Programs adjust it for household size.HUD’s four-person figure for the county where the home is. A program applies its percentage to this number, adjusted for household size by the program.

County	Area median income, 4 people	Programs in county	HUD year	Link
Boulder	$150,000	7	FY2026	Boulder programs →
Larimer	$130,400	5	FY2026	Larimer programs →
Douglas	$144,000	4	FY2026	Douglas programs →
Eagle	$125,600	4	FY2026	Eagle programs →
El Paso	$116,400	3	FY2026	El Paso programs →
La Plata	$114,700	3	FY2026	La Plata programs →
Chaffee	$111,100	2	FY2026	Chaffee programs →
Garfield	$114,100	2	FY2026	Garfield programs →
Gunnison	$130,800	2	FY2026	Gunnison programs →
Mesa	$100,600	2	FY2026	Mesa programs →
Routt	$138,700	2	FY2026	Routt programs →
Weld	$128,000	2	FY2026	Weld programs →
Arapahoe	$144,000	1	FY2026	Arapahoe programs →
Broomfield	$144,000	1	FY2026	Broomfield programs →
Grand	$123,600	1	FY2026	Grand programs →
Lake	$124,600	1	FY2026	Lake programs →
Montezuma	$84,800	1	FY2026	Montezuma programs →
Pitkin	$142,100	1	FY2026	Pitkin programs →
Pueblo	$87,700	1	FY2026	Pueblo programs →
San Miguel	$131,100	1	FY2026	San Miguel programs →
Summit	$145,800	1	FY2026	Summit programs →
Adams	$144,000	0	FY2026	Adams programs →
Alamosa	$69,600	0	FY2026	Alamosa programs →
Archuleta	$98,300	0	FY2026	Archuleta programs →
Baca	$70,600	0	FY2026	Baca programs →
Bent	$67,100	0	FY2026	Bent programs →
Cheyenne	$84,500	0	FY2026	Cheyenne programs →
Clear Creek	$144,000	0	FY2026	Clear Creek programs →
Conejos	$75,700	0	FY2026	Conejos programs →
Costilla	$52,800	0	FY2026	Costilla programs →
Crowley	$69,500	0	FY2026	Crowley programs →
Custer	$85,600	0	FY2026	Custer programs →
Delta	$78,600	0	FY2026	Delta programs →
Denver	$144,000	0	FY2026	Denver programs →
Dolores	$88,100	0	FY2026	Dolores programs →
Elbert	$144,000	0	FY2026	Elbert programs →
Fremont	$87,700	0	FY2026	Fremont programs →
Gilpin	$144,000	0	FY2026	Gilpin programs →
Hinsdale	$87,500	0	FY2026	Hinsdale programs →
Huerfano	$71,000	0	FY2026	Huerfano programs →
Jackson	$97,400	0	FY2026	Jackson programs →
Jefferson	$144,000	0	FY2026	Jefferson programs →
Kiowa	$76,900	0	FY2026	Kiowa programs →
Kit Carson	$89,000	0	FY2026	Kit Carson programs →
Las Animas	$74,400	0	FY2026	Las Animas programs →
Lincoln	$87,700	0	FY2026	Lincoln programs →
Logan	$83,000	0	FY2026	Logan programs →
Mineral	$76,400	0	FY2026	Mineral programs →
Moffat	$96,100	0	FY2026	Moffat programs →
Montrose	$89,900	0	FY2026	Montrose programs →
Morgan	$87,100	0	FY2026	Morgan programs →
Otero	$68,500	0	FY2026	Otero programs →
Ouray	$112,400	0	FY2026	Ouray programs →
Park	$144,000	0	FY2026	Park programs →
Phillips	$103,100	0	FY2026	Phillips programs →
Prowers	$72,600	0	FY2026	Prowers programs →
Rio Blanco	$84,000	0	FY2026	Rio Blanco programs →
Rio Grande	$87,800	0	FY2026	Rio Grande programs →
Saguache	$63,200	0	FY2026	Saguache programs →
San Juan	$90,000	0	FY2026	San Juan programs →
Sedgwick	$78,700	0	FY2026	Sedgwick programs →
Teller	$112,600	0	FY2026	Teller programs →
Washington	$93,300	0	FY2026	Washington programs →
Yuma	$92,600	0	FY2026	Yuma programs →

HUD FY2026 Income Limits, median family income for a four-person household. Program counts: programs whose record names the county, Hey Prescott, verified June–September 2026. Statewide programs apply too.

How programs set their limits

The percentage each program publishesThe percentage each Colorado program publishes

Grouped by the limit in each program’s own record.Grouped by the limit written in the program’s own record. A program may also set lower tiers inside its limit; the program page has the details.

Up to 80% AMI

35 programs

All 35 →

Up to 150% AMI

9 programs

All 9 →

Up to 60% AMI

8 programs

All 8 →

Up to 120% AMI

8 programs

All 8 →

Up to 100% AMI

7 programs

All 7 →

Other limits

79% AMI · 1
- Solution Grant Down Payment Assistance
160% AMI · 1
- Summit Revolving Loan Fund Down Payment Assistance Loan Program
No percentage published · 19
Each sets its limit another way: a dollar figure, the agency’s own words, or a price cap only.
All 19 →

Limits as written in each program record, Hey Prescott, verified June–September 2026. Confirm current limits with the administering agency.

Purchase price caps

32 programs also cap the home’s price32 programs also cap the price of the home

The highest price the program accepts, as it publishes it.The cap is the highest purchase price the program accepts, as the program publishes it.

Program	County	Income limit	Price cap
Middle Income Down Payment Assistance (MIDPA) Pilot Program	Boulder	150% AMI	$1.4M
ECLF Down Payment Assistance Program (Amortized Loan)	Eagle	—	$850,000
ECLF Equity Share Down Payment Assistance Program	Eagle	—	$850,000
Telluride Foundation Down Payment Assistance Fund	San Miguel	150% AMI	$850,000
CHFA Down Payment Assistance Grant	Statewide	—	$806,500
CHFA Down Payment Assistance Second Mortgage Loan	Statewide	—	$806,500
CHFA FirstStep Plus Down Payment Assistance	Statewide	80% AMI	$806,500
CHFA HomeAccess Program	Statewide	80% AMI	$806,500
CHFA Preferred Loan with Down Payment Assistance	Statewide	80% AMI	$806,500
CHFA SectionEight Homeownership Voucher Program	Statewide	80% AMI	$806,500
CHFA SmartStep Plus Down Payment Assistance	Statewide	80% AMI	$806,500
100+ ADVANTAGE LOAN	La Plata\|Archuleta\|Montezuma\|San Juan\|Dolores\|Hinsdale\|Mineral\|San Miguel	—	$640,000
100+ Advantage Loan Program	La Plata\|Montezuma\|Archuleta\|Dolores\|San Juan	150% AMI	$640,000
Affordability Program	La Plata\|Montezuma\|Archuleta\|Dolores\|San Juan	80% AMI	$640,000
AFFORDABILITY Program	La Plata\|Archuleta\|Montezuma\|San Juan\|Dolores\|Hinsdale\|Mineral\|San Miguel	—	$640,000
AHIF Affordable Housing Investment Fund	La Plata\|Archuleta\|Montezuma\|San Juan\|Dolores\|Hinsdale\|Mineral\|San Miguel	—	$640,000
AHIF Affordable Housing Investment Fund Program	La Plata\|Montezuma\|Archuleta\|Dolores\|San Juan	100% AMI	$640,000
Complete Community City of Durango Program	La Plata	150% AMI	$640,000
Fort Lewis College (FLC) Employee Mortgage Assistance Program	La Plata\|Montezuma\|Archuleta\|Dolores\|San Juan	150% AMI	$640,000
IMPACT Program	La Plata\|Montezuma\|Archuleta\|Dolores\|San Juan	100% AMI	$640,000
MIMAP Moderate Income Mortgage Assistance Program	La Plata\|Montezuma\|Archuleta\|Dolores\|San Juan	100% AMI	$640,000
Purgatory / DMR (Durango Mountain Resort) Employee Assistance Program	La Plata	150% AMI	$640,000
Eagle Ranch Housing Corporation Assistance Program	Eagle	—	$600,000
Thistle Communities Land Trust Homeownership Program	Boulder	80% AMI	$600,000
Douglas County Housing Partnership Down Payment Assistance (Amortizing Loan Program)	Douglas	120% AMI	$556,000
Douglas County Housing Partnership Down Payment Assistance (Shared Equity Program)	Douglas	120% AMI	$556,000
Down Payment Assistance - Amortizing Loan Program	Douglas	—	$556,000
Down Payment Assistance - Shared Equity Program	Douglas	—	$556,000
Elevation Community Land Trust Housing Assistance Program	Denver\|Adams\|Arapahoe\|Jefferson\|Douglas\|Boulder\|El Paso\|Larimer	80% AMI	$500,000
Boulder County Down Payment Assistance Program	Boulder	80% AMI	$489,000
Colorado Community Land Trust (CCLT) Homeownership Program	Denver\|Adams\|Arapahoe\|Jefferson\|Douglas	80% AMI	$400,000
Rocky Mountain Community Land Trust Homeownership Program	El Paso	80% AMI	$338,000

All 32 price caps →

CHFA FirstStep Plus Down Payment Assistance$806,500
CHFA HomeAccess Program$806,500
CHFA Preferred Loan with Down Payment Assistance$806,500
CHFA SectionEight Homeownership Voucher Program$806,500
CHFA SmartStep Plus Down Payment Assistance$806,500
100+ ADVANTAGE LOAN$640,000
100+ Advantage Loan Program$640,000
Affordability Program$640,000
AFFORDABILITY Program$640,000
AHIF Affordable Housing Investment Fund$640,000
AHIF Affordable Housing Investment Fund Program$640,000
Complete Community City of Durango Program$640,000
Fort Lewis College (FLC) Employee Mortgage Assistance Program$640,000
IMPACT Program$640,000
MIMAP Moderate Income Mortgage Assistance Program$640,000
Purgatory / DMR (Durango Mountain Resort) Employee Assistance Program$640,000
Eagle Ranch Housing Corporation Assistance Program$600,000
Thistle Communities Land Trust Homeownership Program$600,000
Douglas County Housing Partnership Down Payment Assistance (Amortizing Loan Program)$556,000
Douglas County Housing Partnership Down Payment Assistance (Shared Equity Program)$556,000
Down Payment Assistance - Amortizing Loan Program$556,000
Down Payment Assistance - Shared Equity Program$556,000
Elevation Community Land Trust Housing Assistance Program$500,000
Boulder County Down Payment Assistance Program$489,000
Colorado Community Land Trust (CCLT) Homeownership Program$400,000
Rocky Mountain Community Land Trust Homeownership Program$338,000

Sorted by cap. Caps as published by each agency, Hey Prescott program records, verified June–September 2026.

Not sure where your income lands?

27 HUD-approved counseling agencies in Colorado27 HUD-approved housing counseling agencies in Colorado

A counselor can walk through a program’s own income table with you, for free.A counselor can walk through a program’s own income table with you, for free. Create an account, take the 90-second match, and we’ll show the counselors near you.

Find my counselor

Free account → 90-second match → your counselors

Keep exploring Colorado

Colorado programs88 programsBack to Colorado →All 64 countiesLocal programs and mediansSee counties →9 cities with a programboulder, broomfield, durango and moreSee cities →How income limits workCounted across every stateRead it →

Questions, answered

What are the income limits for down payment assistance in Colorado?

88 down payment assistance programs in Colorado publish an income limit, a purchase price cap, or both. 69 express the limit as a share of the area median income for the county where the home is, and 47 publish a flat dollar figure instead.

Why does the same program have different income limits in different counties?

Because most limits are set as a share of area median income, which HUD publishes per county and revises annually. A program with one published share therefore admits a different dollar figure in each county, and the program adjusts that figure for household size in its own table.

Is a published limit the same as being approved?

No. An income limit is one eligibility rule among several — credit requirements, purchase price caps, occupancy rules and homebuyer education all apply separately, and the first-mortgage lender underwrites on its own terms. Always confirm current figures with the administering agency.

Is Hey Prescott a lender?

No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.

Sources

U.S. Department of Housing and Urban Development, FY2026 Income Limits: median family income, four-person household, by county. HUD’s own household-size tables →
Program limits and price caps: each administering agency, as recorded by Hey Prescott, verified June–September 2026.
HUD-approved housing counseling agencies: HUD agency list.