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Programa estatalSubvención

Project I See You Homeowner Grant (Shared Power Initiative)

Project I See You Homeowner Grant (Shared Power Initiative) es una subvención para compradores de vivienda en Statewide, Colorado.

Última verificación:

El programa pide

  • Comprador de vivienda por primera vez, con excepciones: First-time homebuyer (purchasing first home on her own); program targets sole-female-buyer scenarios — applicants previously co-owning with a spouse may qualify on a case-by-case basis
  • La vivienda se ocupa como residencia principal
  • Sobre el crédito: 620 minimum FICO (Freddie Mac DPA One record); subject to paired first-mortgage lender underwriting
  • Un curso de educación para compradores de vivienda completado, a través de Project I See You Cohort group: weekly Friday evening Zoom sessions plus one in-person monthly session, three Friday Zooms per month — covers expert speakers, peer connection, and Q&A on the homeownership journey
  • Residencia: Colorado residency required; property purchased anywhere in Colorado
  • Ciudadanía o situación migratoria: Per paired first-mortgage product overlays
  • Applicants must (a) be a woman, (b) reside in Colorado, (c) be in the process of buying their FIRST home on their own (first-time, sole-buyer), and (d) participate in the Shared Power Cohort. Cohort meets three Friday evenings per month on Zoom 6-8 p.m. plus one monthly in-person session. Once the participant goes under contract or approaches closing, she submits a Grant Request Form to the Shared Power Committee, which determines the grant award based on available funds. Project I See You's broader mission focuses on empowering BIPOC and underserved women — while not an exclusive eligibility filter, BIPOC women are a documented priority population and the Shared Power Initiative is housed within an organization explicitly focused on BIPOC homeownership equity. Verify current eligibility specifics directly with Project I See You staff.
  • Una vivienda en Colorado

Estas son las reglas publicadas por el propio programa, no una decisión sobre ninguna persona: la agencia que lo administra y un prestamista determinan quién califica realmente.

Dónde se aplica

Viviendas de Colorado

  • 61.4% unifamiliar
  • 7.7% casa adosada
  • 4.7% 2–4 unidades
  • 22.6% 5+ unidades
  • 3.6% móvil y otros

Una marca indica un tipo de vivienda que figura en el registro del programa. La agencia lo confirma para la vivienda que elijas.

$539,400

Valor mediano de la vivienda en Colorado

39.7%

construidas antes de 1980

Oficina del Censo de EE. UU. (U.S. Census Bureau), ACS 2024, 5 años.

Cómo solicitar

  1. Toma un curso de educación para compradores de vivienda

    Lo exige el programa, a través de Project I See You Cohort group: weekly Friday evening Zoom sessions plus one in-person monthly session, three Friday Zooms per month — covers expert speakers, peer connection, and Q&A on the homeownership journey.

  2. Comunícate con la agencia que administra el programa para reservar fondos

    Los fondos se reservan a través de Cohort enrollment plus Grant Request Form submitted near closing; awards made by Shared Power Committee based on available funds y están sujetos a disponibilidad.

  3. Trabaja con un prestamista que maneje el programa

    Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.

Preguntas sobre este programa

¿Qué es Project I See You Homeowner Grant (Shared Power Initiative)?

Project I See You Homeowner Grant (Shared Power Initiative) es una subvención para compradores de vivienda en Statewide, Colorado. Project I See You is a Colorado-based nonprofit empowering women — with a documented focus on BIPOC (Black, Indigenous, and People of Color) women — through education, community, and direct financial support on the path to first-time homeownership and small-business ownership. The Shared Power Initiative, launched in 2021, accepts grant applications from women in Colorado who are buying their first home on their own. Participants join a Cohort group that meets three Fridays per month via Zoom (plus one in-person monthly session) to receive education from expert speakers, build peer connections, and prepare for closing. As the participant nears closing on her home, she submits a Grant Request Form; the Shared Power Committee reviews available funds and awards a true (non-repayable) grant. As of recent reporting, 100 women have received or been committed grants through Shared Power. Direct cash grant (true grant, no repayment) awarded near closing to women in Colorado purchasing their first home on their own. Grant amount is determined per recipient by the Shared Power Committee based on funds available and the applicant's gap. Grant can be applied to down payment, closing costs, or other gap-closing expenses. Los fondos provienen de Private, Nonprofit, Donations y Foundation Grants.

¿Hay que devolverla?

Project I See You Homeowner Grant (Shared Power Initiative) está estructurado como una subvención, así que no se devuelve. El reembolso se activa por None — true grant y no repayment required. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

¿Quién califica?

Project I See You Homeowner Grant (Shared Power Initiative) está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Primera vez” tiene excepciones aquí: First-time homebuyer (purchasing first home on her own); program targets sole-female-buyer scenarios — applicants previously co-owning with a spouse may qualify on a case-by-case basis. Sobre el crédito, el programa indica: 620 minimum FICO (Freddie Mac DPA One record); subject to paired first-mortgage lender underwriting. Se requiere un curso de educación para compradores de vivienda, a través de Project I See You Cohort group: weekly Friday evening Zoom sessions plus one in-person monthly session, three Friday Zooms per month — covers expert speakers, peer connection, and Q&A on the homeownership journey. Requisito de residencia: Colorado residency required; property purchased anywhere in Colorado. Ciudadanía o situación migratoria: Per paired first-mortgage product overlays. Applicants must (a) be a woman, (b) reside in Colorado, (c) be in the process of buying their FIRST home on their own (first-time, sole-buyer), and (d) participate in the Shared Power Cohort. Cohort meets three Friday evenings per month on Zoom 6-8 p.m. plus one monthly in-person session. Once the participant goes under contract or approaches closing, she submits a Grant Request Form to the Shared Power Committee, which determines the grant award based on available funds. Project I See You's broader mission focuses on empowering BIPOC and underserved women — while not an exclusive eligibility filter, BIPOC women are a documented priority population and the Shared Power Initiative is housed within an organization explicitly focused on BIPOC homeownership equity. Verify current eligibility specifics directly with Project I See You staff.

¿Cuáles son los límites de ingresos?

Project I See You Homeowner Grant (Shared Power Initiative) fija su límite de ingresos así: No published income limit. Eligibility is centered on demonstrated need, sole-female first-time-homebuyer status, and Cohort participation rather than a HUD AMI cap. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

¿Para qué tipo de vivienda se puede usar?

Project I See You Homeowner Grant (Shared Power Initiative) limita el precio de compra así: Not published; gated by first-mortgage qualification. Los tipos de propiedad elegibles incluyen Single-family detached, Townhome, Condominium y Manufactured home (per first-mortgage product overlays). La construcción nueva es elegible. Las viviendas prefabricadas son elegibles.

¿Dónde se aplica?

Project I See You Homeowner Grant (Shared Power Initiative) atiende a compradores de vivienda que compran en Statewide, Colorado.

¿Cómo se solicita?

Las solicitudes de Project I See You Homeowner Grant (Shared Power Initiative) se tramitan a través de la agencia que administra el programa, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Los fondos se reservan a través de Cohort enrollment plus Grant Request Form submitted near closing; awards made by Shared Power Committee based on available funds. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.

También para compradores de vivienda en Colorado

Si dos programas se pueden combinar depende de cada agencia. Pregunta antes de presentar la solicitud.

Los 82 programas para Colorado

Los términos del programa los fija la agencia que administra el programa y pueden cambiar; confírmalos en el sitio oficial antes de presentar la solicitud.