Middletown Down Payment Assistance Program

Middletown Down Payment Assistance Program es un segundo préstamo diferido para compradores de vivienda en Middletown, Connecticut, a cargo de City of Middletown (Community Development) / Liberty Bank. A City of Middletown program, administered by Liberty Bank, that helps longtime Middletown renters become first-time homeowners in the city. Eligible buyers may receive a down payment loan of up to $10,000 with no payments due for five years, plus a closing-cost grant of up to $3,000. Applicants must have lived in Middletown at least three years, be first-time buyers, meet income limits, and buy a home located in Middletown. Up to $10,000 down payment loan with no payments for 5 years. Up to $3,000 closing-cost grant. Free four-session homebuyer seminar and counseling. May use Liberty Bank or any lender. Los fondos provienen de U.S. Department of Housing and Urban Development (CDBG/HOME via City of Middletown).

Middletown Down Payment Assistance Program ofrece hasta $13,000 de ayuda. Niveles de ayuda: Down payment: up to $10,000 deferred loan (no payments for 5 years). Closing costs: up to $3,000 grant. El programa se puede combinar con CHFA first mortgage / other first-mortgage products. Los montos son los máximos publicados por el programa, no una oferta: City of Middletown (Community Development) / Liberty Bank determina cualquier ayuda individual.

Middletown Down Payment Assistance Program es diferido, así que no hay pagos hasta que la vivienda se venda o se refinancie, o se termine de pagar la primera hipoteca. El reembolso se activa por Deferred loan; no payments due for five years (silent second on down payment portion). La ayuda se registra con un gravamen en posición Second. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Middletown Down Payment Assistance Program está abierto a compradores de vivienda por primera vez y compradores de vivienda que vivirán en la vivienda como su residencia principal. “Primera vez” tiene excepciones aquí: Must have never owned a home; targets residents who lived in Middletown 3+ years but never owned. Se requiere un curso de educación para compradores de vivienda, a través de Liberty Bank four-session homebuyers seminar plus one-on-one counseling; other HUD-approved education accepted. Requisito de residencia: Must have lived in Middletown for the past three (3) years. Must have lived in Middletown 3+ years and never owned a home; home purchased must be in Middletown; must qualify for a first mortgage. Exact income limits and repayment terms confirmed by program staff at application.

Middletown Down Payment Assistance Program fija su límite de ingresos así: Low- or moderate-income HUD limits apply; specific dollar figures confirmed by program staff at application. El límite se aplica al ingreso total del hogar, no solo al del prestatario. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Middletown Down Payment Assistance Program atiende a compradores de vivienda que compran en Middletown, Connecticut.

Las solicitudes de Middletown Down Payment Assistance Program se tramitan a través de City of Middletown (Community Development) / Liberty Bank, que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.