Southeastern Connecticut Community Land Trust - Permanently Affordable Homeownership

Southeastern Connecticut Community Land Trust - Permanently Affordable Homeownership es un préstamo de plusvalía compartida para compradores de vivienda en New London, Connecticut, a cargo de Southeastern Connecticut Community Land Trust (SE CT CLT). SE CT CLT is a membership-based 501(c)(3) community land trust that holds land in trust to create and steward permanently affordable homeownership in Southeastern Connecticut. By separating the cost of the land from the home, the CLT sells homes at a below-market price to income-qualifying buyers, who lease the underlying land long-term. A resale formula keeps the home affordable for future buyers. Below-market purchase price (buyer pays for the home, not the land). Lower monthly costs. Permanently affordable, resale-restricted homeownership. Protection against displacement. Los fondos provienen de 501(c)(3) nonprofit community land trust supported by community gifts, partner organizations, and membership.

Southeastern Connecticut Community Land Trust - Permanently Affordable Homeownership es un préstamo de plusvalía compartida y se reembolsa según los términos que fija Southeastern Connecticut Community Land Trust (SE CT CLT). El reembolso se activa por Resale-restricted ground lease: a resale formula caps the price/appreciation the homeowner may realize at sale to keep the home affordable to the next income-qualifying buyer. Los términos de condonación y reembolso los fija el programa y pueden cambiar; confírmalos en la página oficial del programa antes de presentar la solicitud.

Southeastern Connecticut Community Land Trust - Permanently Affordable Homeownership está abierto a compradores de vivienda que vivirán en la vivienda como su residencia principal. Requisito de residencia: Serves Southeastern Connecticut; the New London Chapter is the first active chapter. Shared-equity community land trust (ground-lease) model rather than a dollar-amount DPA. Must become a SE CT CLT member and income-qualify to purchase. Specific financial terms (resale formula, income/AMI limits, ground-lease fee, available inventory) are NOT published on the official site and MUST be confirmed directly with the organization before publishing.

Southeastern Connecticut Community Land Trust - Permanently Affordable Homeownership fija su límite de ingresos así: Homes are sold to income-qualifying (low- to moderate-income) buyers; specific AMI thresholds not published on the official site. CLT membership is required to be eligible to purchase. Las cifras del ingreso mediano del área las publica HUD y se actualizan cada año, así que consulta la tabla vigente del condado antes de basarte en una cifra.

Southeastern Connecticut Community Land Trust - Permanently Affordable Homeownership limita el precio de compra así: Home priced below market because the buyer purchases only the home, not the land (land is leased from the CLT); exact prices not published. Los tipos de propiedad elegibles incluyen Single Family y 2-4 Unit.

Southeastern Connecticut Community Land Trust - Permanently Affordable Homeownership atiende a compradores de vivienda que compran en New London, Connecticut.

Las solicitudes de Southeastern Connecticut Community Land Trust - Permanently Affordable Homeownership se tramitan a través de Southeastern Connecticut Community Land Trust (SE CT CLT), que publica los términos vigentes y los pasos de la solicitud en su propio sitio. Hey Prescott no es un prestamista y no acepta solicitudes; esta página describe el programa para que un comprador de vivienda pueda llevarlo a un prestamista o a un asesor de vivienda.